Canon Independent Mortgage Services Ltd

Reference number: 207076

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Canon Independent Mortgage Services Ltd (FRN 207076) is an AR of TMG Direct Limited (FRN 786245). When you use Canon Independent Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Canon Independent Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07887 922025

  • Address

    First Floor, 15A Cornmarket, Louth, Lincolnshire, LN11 9QJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07887 922025 is
  • Who else gives the postcode LN11 9QJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Canon Independent MS Trading name: A name it trades under now.
  • Canon Independent Former name: A name it was registered under before.
  • Canon Independent Mortgage Services Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 February 2023 (3 years old)
Registered office
15a Cornmarket, Louth, LN11 9QJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Lewis Christopher Markham Director Jul 1994 21 Feb 2023 None
James David Mcgregor Director Nov 1992 21 Feb 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£17.9k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£20.8k

+111% from £9,887

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14679738. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Canon Independent Mortgage Services’s history from the FCA register and Companies House, newest first.

2023

21 February 2023

  • Incorporated at Companies House
  • James David McGregor became a part-owner (25–50% of shares)
  • Lewis Christopher Markham became a part-owner (25–50% of shares)

Companies House

2015

23 June 2015

  • Changed its registered name from "Canon Independent"

FCA register

2010

6 September 2010

  • Changed its registered name from "Canon Independent Mortgage Services"

FCA register

2001

17 August 2001

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Canon Independent Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Lincoln (LN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Canon Independent Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Canon Independent Mortgage Services Ltd FCA authorised?
Canon Independent Mortgage Services Ltd (FRN 207076) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Canon Independent Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Canon Independent Mortgage Services Ltd (FRN 207076) is an AR of TMG Direct Limited (FRN 786245). When you use Canon Independent Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Canon Independent Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Canon Independent Mortgage Services’ phone number?
The FCA register lists the phone number 07887 922025 for Canon Independent Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Canon Independent Mortgage Services a scam or clone?
Canon Independent Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Canon Independent Mortgage Services?
Protection works through TMG Direct Limited, the principal firm responsible for Canon Independent Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Canon Independent Mortgage Services?
Companies House lists 2 people with significant control of Canon Independent Mortgage Services: Mr James David McGregor (25–50% of shares) and Mr Lewis Christopher Markham (25–50% of shares).
Who runs Canon Independent Mortgage Services?
Companies House lists 2 directors of Canon Independent Mortgage Services: Lewis Christopher Markham and James David McGregor.
How long has Canon Independent Mortgage Services been in business?
The company was formed on 21 February 2023.
What do Canon Independent Mortgage Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £17.9k (no earlier figure to compare).
Does Canon Independent Mortgage Services use any other names?
It trades as Canon Independent MS. It has previously used 2 other names: Canon Independent and Canon Independent Mortgage Services.

Sources and links

The full report on Canon Independent Mortgage Services Ltd

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