Capital Financial (UK) Limited

Reference number: 727218

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When assetfunder.co.uk first appeared online, and whether it can receive email
  • What kind of line 01483 923923 is
  • Who else gives the postcode RH1 4HW
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Asset Funder Trading name
  • Car Funder Trading name
  • CNC Funder Trading name
  • Truck Funder Trading name
  • UK Business Loans Trading name
  • Brenard Capital Former trading name
  • Tornos Finance Former trading name
  • Trailer Funder Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05109007
Company status
Active
Company type
Private limited company
Incorporated
22 April 2004 (22 years old)
Registered office
162-164 High Street, Rayleigh, Essex, SS6 7BS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Christian Brenard Director Apr 1974 12 Mar 2013 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
still active
7
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£328k

−7.4% from £354k

Cash at bank

£3,922

−93% from £52.5k

Employees (average)

3

−25% from 4

Owed within a year

£85.7k

−17% from £103k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05109007. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capital Financial (UK)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (20)

2016

6 April 2016

  • Lee Christian Brenard took control (75–100% of shares)

Companies House

2015

11 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

22 April 2004

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Capital Financial (UK)

Other FCA-listed firms that share a director, phone number or address with Capital Financial (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Capital Financial (UK)

Other firms of the same type (credit broker), nearest first.

In Redhill

Hawthorns Educational Trust Limited (The)RedhillAppointed representative

In the Redhill (RH) postcode area

Creative Funding Solutions LimitedCrawleyAuthorisedDane EngineersHorshamAuthorisedDigital Communications Network Solutions LtdHorshamAuthorisedGraham HillBurgess HillAuthorisedIfield Golf & Country ClubCrawleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital Financial (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Capital Financial (UK) Limited FCA authorised?
Yes, Capital Financial (UK) Limited (FRN 727218) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Capital Financial (UK)’s phone number and website?
The FCA register lists the phone number 01483 923923 and the website assetfunder.co.uk for Capital Financial (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Capital Financial (UK) a scam or clone?
Capital Financial (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capital Financial (UK)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Capital Financial (UK) handles your money, so check the specific product before you commit. You can also refer complaints about Capital Financial (UK) to the Financial Ombudsman Service, free of charge.
Who owns Capital Financial (UK)?
Companies House lists one person with significant control of Capital Financial (UK): Mr Lee Christian Brenard (75–100% of shares).
Who runs Capital Financial (UK)?
Companies House lists one director of Capital Financial (UK): Lee Christian Brenard.
How long has Capital Financial (UK) been in business?
The company was formed on 22 April 2004, and has held its current FCA authorisation since December 2015.
What do Capital Financial (UK)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £328k (−7.4% from £354k) and cash at bank of £3,922 (−93% from £52.5k).
Does Capital Financial (UK) use any other names?
It trades as Asset Funder, Car Funder, CNC Funder, Truck Funder and UK Business Loans. It has previously used 3 other names: Brenard Capital, Tornos Finance and Trailer Funder.

Sources and links

The full report on Capital Financial (UK) Limited

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