Capital Mortgage Protection Ltd
Reference number: 932195
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 28 February 2025
Responsible principal firm
Ingard Financial Limited Reference number: 450731 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Capital Mortgage Protection Ltd (FRN 932195) is an AR of Ingard Financial Limited (FRN 450731). When you use Capital Mortgage Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Capital Mortgage Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Worting House, Church Lane, Worting, Basingstoke, Hampshire, RG23 8PY, United Kingdom
In the full report: 3 background checks
- When capital-mp.co.uk first appeared online, and whether it can receive email
- What kind of line 07305 365952 is
- Who else gives the postcode RG23 8PY
Other names (3)
If you were contacted under any of these names, it is this firm.
- CMP Trading name: A name it trades under now.
- Raymond Eldridge Former name: A name it was registered under before.
- Eldridge Financial Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14680980 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 February 2023 (3 years old)
- Registered office
- Worting House, Church Lane, Basingstoke, RG23 8PY, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Raymond Colin Eldridge | Director | Oct 1987 | 22 Feb 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£263
Up £1,151 from −£888
Employees (average)
1
Same as 1
Owed within a year
£492
Down £407 from £899
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14680980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Capital Mortgage Protection’s history from the FCA register and Companies House, newest first.
2023
24 February 2023
- Changed its registered name from "Raymond Eldridge"
FCA register
22 February 2023
- Incorporated at Companies House
- Raymond Colin Eldridge took control (75–100% of shares)
Companies House
2020
18 August 2020
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms connected to Capital Mortgage Protection
Other FCA-listed firms that share a director, phone number or address with Capital Mortgage Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Capital Mortgage Protection
Other firms of the same type (mortgage adviser or broker), nearest first.
In Basingstoke
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Capital Mortgage Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Capital Mortgage Protection Ltd FCA authorised?
What does appointed representative mean for Capital Mortgage Protection?
What is Capital Mortgage Protection’s phone number and website?
Is Capital Mortgage Protection a scam or clone?
Is my money safe with Capital Mortgage Protection?
Who owns Capital Mortgage Protection?
Who runs Capital Mortgage Protection?
How long has Capital Mortgage Protection been in business?
What do Capital Mortgage Protection’s latest accounts show?
Does Capital Mortgage Protection use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk