Gavin Andrews

Reference number: 161297

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Appointed representative

Gavin Andrews does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gavin Andrews (FRN 161297) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Gavin Andrews's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gavin Andrews, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07973 226548

  • Address

    28 Rayleigh Road, Basingstoke, Hampshire, RG21 7TH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07973 226548 is
  • Who else gives the postcode RG21 7TH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • GCA Financial Services Trading name
  • Christopher Young Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Gavin Andrews’s history from the FCA register and Companies House, newest first.

2008

12 December 2008

  • Changed its registered name from "Christopher Young"

FCA register

10 September 2008

  • Changed its registered name from "GCA Financial Services"
  • Began trading as "GCA Financial Services"

FCA register

2001

13 September 2001

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Gavin Andrews

Other firms of the same type (mortgage adviser or broker), nearest first.

In Basingstoke

Ashim MallBasingstokeAppointed representativeCapital Mortgage Protection LtdBasingstokeAppointed representativeEndurance Mortgages LimitedBasingstokeAppointed representativeJohn Richard GarrettBasingstokeAppointed representativeKarthik BilakantiBasingstokeAppointed representativeMDJ Mortgages LtdBasingstokeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gavin Andrews

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Gavin Andrews FCA authorised?
Gavin Andrews (FRN 161297) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gavin Andrews?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gavin Andrews (FRN 161297) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Gavin Andrews's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gavin Andrews, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gavin Andrews’ phone number?
The FCA register lists the phone number 07973 226548 for Gavin Andrews. If you were given different contact details, use these to check with the firm before going any further.
Is Gavin Andrews a scam or clone?
Gavin Andrews is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gavin Andrews?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Gavin Andrews's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Gavin Andrews use any other names?
It trades as GCA Financial Services. It has previously used the name Christopher Young.

Sources and links

The full report on Gavin Andrews

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