Capricorn Financial Mortgages Limited

Reference number: 764717

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Capricorn Financial Mortgages Limited (FRN 764717) is an AR of Sesame Limited (FRN 150427). When you use Capricorn Financial Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Capricorn Financial Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3111 0900

  • Address

    1 Queen Caroline Street, Hammersmith, London, W6 9YN, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3111 0900 is, and the other firm that gives it
  • Who else gives the postcode W6 9YN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Capricorn Private Clients Trading name: A name it trades under now.
  • Shire Financial Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 August 2006 (20 years old)
Registered office
57a Broadway, Leigh-On-Sea, Essex, SS9 1PE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy Derek Law Director Nov 1974 28 Aug 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£96.4k

+102% from £47.8k

Cash at bank

£247k

+536% from £38.8k

Owed within a year

£172k

Up £160k from £12.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05904006. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capricorn Financial Mortgages’s history from the FCA register and Companies House, newest first.

2026

21 May 2026

  • Changed its registered name from "Shire Financial Services Limited"

FCA register

14 January 2026

  • Capricorn Wealth Management Limited took control (75–100% of shares)
  • We Do Mortgages Ltd gave up control

Companies House · FCA register

2025

3 April 2025

  • Board replaced: both directors left and 2 new directors took over
  • Danielle Game stopped being a part-owner
  • Philip Richard Game gave up control
  • We Do Mortgages Ltd took control (75–100% of shares)

Companies House

2019

10 January 2019

  • Danielle Game became a part-owner (25–50% of shares)

Companies House

2016

17 November 2016

  • Became an appointed representative

FCA register

10 August 2016

  • Philip Richard Game took control (75–100% of shares)

Companies House

2006

14 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (11 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Capricorn Financial Mortgages

Other FCA-listed firms that share a director, phone number or address with Capricorn Financial Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Capricorn Financial Mortgages

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capricorn Financial Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 28 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Capricorn Financial Mortgages Limited FCA authorised?
Capricorn Financial Mortgages Limited (FRN 764717) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Capricorn Financial Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Capricorn Financial Mortgages Limited (FRN 764717) is an AR of Sesame Limited (FRN 150427). When you use Capricorn Financial Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Capricorn Financial Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Capricorn Financial Mortgages’ phone number?
The FCA register lists the phone number 020 3111 0900 for Capricorn Financial Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Capricorn Financial Mortgages a scam or clone?
Capricorn Financial Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capricorn Financial Mortgages?
Protection works through Sesame Limited, the principal firm responsible for Capricorn Financial Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Capricorn Financial Mortgages?
Capricorn Financial Mortgages is owned by Capricorn Wealth Management Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 January 2026. Before that, it was controlled by Mrs Danielle Game, Mr Philip Richard Game and We Do Mortgages Ltd.
Who runs Capricorn Financial Mortgages?
Companies House lists one director of Capricorn Financial Mortgages: Jeremy Derek Law.
How long has Capricorn Financial Mortgages been in business?
The company was formed on 14 August 2006.
What do Capricorn Financial Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £96.4k (+102% from £47.8k) and cash at bank of £247k (+536% from £38.8k).
Does Capricorn Financial Mortgages use any other names?
It trades as Capricorn Private Clients. It has previously used the name Shire Financial Services Limited.

Sources and links

The full report on Capricorn Financial Mortgages Limited

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