Carbon Underwriting Limited

Reference number: 807752

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

DAVIES MGA SERVICES LIMITED Reference number: 597301 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Carbon Underwriting Limited (FRN 807752) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Carbon Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Carbon Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carbonuw.com first appeared online, and whether it can receive email
  • What kind of line 020 4570 8229 is
  • Who else gives the postcode EC2M 4YN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Jigsaw Insurance Services Limited Former name
  • Jigsaw Intermediary Services Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Davies Mga Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11193856
Company status
Active
Company type
Private limited company
Incorporated
7 February 2018 (8 years old)
Registered office
5th Floor The Bengal Wing, 9a Devonshire Square, London, EC2M 4YN, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacqueline Simone Ferrier Director Mar 1977 7 Oct 2019 8 other companies
Ben Alistair Hunter Laidlaw Director Aug 1991 14 Jul 2021 2 other companies
Alexandre Christophe Poracchia Director Oct 1974 5 Jun 2025 9 other companies
Michael Clive Watson Director Jun 1954 6 Jun 2025 None
Patrick Michael Byrne Director Jan 1959 11 Jun 2025 5 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
still active
15
is FCA-registered
1

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 6 companies these 5 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

10 months to 31 December 2022Small company accountsNot audited

Net assets

£263k

Up £2.13m from −£1.87m

Cash at bank

£342k

+3.9% from £329k

Employees (average)

34

+62% from 21

Owed within a year

£1.40m

−15% from £1.65m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11193856. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carbon Underwriting’s history from the FCA register and Companies House, newest first.

Key events (9) All events (29)

2022

24 June 2022

  • Carbon Underwriting Holdings Limited took control (75–100% of shares)

Companies House

2020

2 March 2020

  • Stephen Card no longer has significant control

Companies House

2019

31 May 2019

  • Changed its registered name from "Jigsaw Insurance Services Limited"

FCA register

2018

15 October 2018

  • Changed its registered name from "Jigsaw Intermediary Services Limited"

FCA register

8 May 2018

  • Ambant Underwriting Services Limited gave up control
  • Stephen Card gained significant control

Companies House

27 April 2018

  • Became an appointed representative

FCA register

7 February 2018

  • Incorporated at Companies House
  • Ambant Underwriting Services Limited took control (75–100% of shares)

Companies House

In the full report: all 29 events

  • All 29 events in its history (9 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Carbon Underwriting

Other FCA-listed firms that share a director, phone number or address with Carbon Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past link
1

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Carbon Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carbon Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 29 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Carbon Underwriting Limited FCA authorised?
Carbon Underwriting Limited (FRN 807752) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Carbon Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Carbon Underwriting Limited (FRN 807752) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Carbon Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Carbon Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Carbon Underwriting’s phone number and website?
The FCA register lists the phone number 020 4570 8229 and the website carbonuw.com for Carbon Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Carbon Underwriting a scam or clone?
Carbon Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Carbon Underwriting?
Protection works through Davies Mga Services Limited, the principal firm responsible for Carbon Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Carbon Underwriting?
Carbon Underwriting is owned by Carbon Underwriting Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 June 2022. Before that, it was controlled by Ambant Underwriting Services Limited and Mr Stephen Card.
Who runs Carbon Underwriting?
Companies House lists 5 directors of Carbon Underwriting: Jacqueline Simone Ferrier, Ben Alistair Hunter Laidlaw, Alexandre Christophe Poracchia, Michael Clive Watson and Patrick Michael Byrne.
How long has Carbon Underwriting been in business?
The company was formed on 7 February 2018.
What do Carbon Underwriting’s latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of £263k (up £2.13m from −£1.87m) and cash at bank of £342k (+3.9% from £329k).
Does Carbon Underwriting use any other names?
It has previously used 2 other names: Jigsaw Insurance Services Limited and Jigsaw Intermediary Services Limited.

Sources and links

The full report on Carbon Underwriting Limited

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