Carcloud Solutions Limited

Reference number: 1055210

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

COMPLIANCETRAK LTD Reference number: 914597 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CARCLOUD SOLUTIONS LIMITED (FRN 1055210) is an AR of COMPLIANCETRAK LTD (FRN 914597). When you use CARCLOUD SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CARCLOUD SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carcloudsolutions.com first appeared online, and whether it can receive email
  • What kind of line 0121 238 1633 is
  • Who else gives the postcode B3 1RB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • CarCloud Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Compliancetrak Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16029395
Company status
Active
Company type
Private limited company
Incorporated
21 October 2024 (2 years old)
Registered office
Grosvenor House, 11 St. Pauls Square, Birmingham, B3 1RB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Richard Jewell Director Apr 1976 21 Oct 2024 None
Geoffrey Redmayne Turral Director Jan 1965 21 Oct 2024 11 other companies
Terence John Coates Director Aug 1968 2 May 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
2
are FCA-registered
3

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

17 months to 31 March 2026Micro-entity accountsNot audited

Net assets

−£348k

No earlier figure to compare

Employees (average)

3

No earlier figure to compare

Owed within a year

£99.1k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £348k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16029395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carcloud Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2026

18 May 2026

  • Became an appointed representative

FCA register

2025

2 May 2025

  • Terence John Coates became a part-owner (25–50% of shares)

Companies House

2024

21 October 2024

  • Incorporated at Companies House
  • Geoffrey Redmayne Turral became a part-owner (25–50% of shares)
  • Paul Richard Jewell became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Carcloud Solutions

Other FCA-listed firms that share a director, phone number or address with Carcloud Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past links
3

In the full report: all 0 connected firms, named

  • 3 past links through former directors
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Firms like Carcloud Solutions

Other firms of the same type (insurance broker), nearest first.

In Birmingham

Perk UK LtdBirminghamAppointed representativeWest Midlands Police FederationBirminghamAppointed representativeAlex WongBirminghamAppointed representativeAlliance Health PMI LimitedBirminghamAppointed representativeAscent Risk Solutions LimitedBirminghamAppointed representativeAyub ManzoorBirminghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carcloud Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Carcloud Solutions Limited FCA authorised?
Carcloud Solutions Limited (FRN 1055210) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Carcloud Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Carcloud Solutions Limited (FRN 1055210) is an AR of COMPLIANCETRAK LTD (FRN 914597). When you use Carcloud Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Carcloud Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Carcloud Solutions’ phone number and website?
The FCA register lists the phone number 0121 238 1633 and the website carcloudsolutions.com for Carcloud Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Carcloud Solutions a scam or clone?
Carcloud Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Carcloud Solutions?
Protection works through Compliancetrak Ltd, the principal firm responsible for Carcloud Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Carcloud Solutions?
Companies House lists 3 people with significant control of Carcloud Solutions: Mr Terence John Coates (25–50% of shares), Mr Geoffrey Redmayne Turral (25–50% of shares) and Mr Paul Richard Jewell (25–50% of shares).
Who runs Carcloud Solutions?
Companies House lists 3 directors of Carcloud Solutions: Paul Richard Jewell, Geoffrey Redmayne Turral and Terence John Coates.
How long has Carcloud Solutions been in business?
The company was formed on 21 October 2024.
What do Carcloud Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£348k (no earlier figure to compare).
Does Carcloud Solutions use any other names?
It trades as CarCloud.

Sources and links

The full report on Carcloud Solutions Limited

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