Cardiff and Vale University Local Health Board

Reference number: 952999

Instant download

Introducer appointed representative

Cardiff and Vale University Local Health Board can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cardiff and Vale University Local Health Board (FRN 952999) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Cardiff and Vale University Local Health Board.
  • Example: if Cardiff and Vale University Local Health Board refers you to a financial adviser, the advice should come from the principal firm, not from Cardiff and Vale University Local Health Board itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cavuhb.nhs.wales first appeared online, and whether it can receive email
  • What kind of line 029 2183 6378 is
  • Who else gives the postcode CF14 4HH
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cardiff and Vale Health Board Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2021

16 June 2021

  • Became an introducer appointed representative
  • Began trading as "Cardiff and Vale Health Board"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Cardiff and Vale University Local Health Board FCA authorised?
Cardiff and Vale University Local Health Board (FRN 952999) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cardiff and Vale University Local Health Board?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cardiff and Vale University Local Health Board (FRN 952999) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Cardiff and Vale University Local Health Board. Example: if Cardiff and Vale University Local Health Board refers you to a financial adviser, the advice should come from the principal firm, not from Cardiff and Vale University Local Health Board itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cardiff and Vale University Local Health Board’s phone number and website?
The FCA register lists the phone number 029 2183 6378 and the website cavuhb.nhs.wales for Cardiff and Vale University Local Health Board. If you were given different contact details, use these to check with the firm before going any further.
Is Cardiff and Vale University Local Health Board a scam or clone?
Cardiff and Vale University Local Health Board is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cardiff and Vale University Local Health Board?
Protection works through SME HCI Limited, the principal firm responsible for Cardiff and Vale University Local Health Board's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Cardiff and Vale University Local Health Board use any other names?
It trades as Cardiff and Vale Health Board.

Sources and links

The full report on Cardiff and Vale University Local Health Board

£19.99 · Instant PDF download

Loading secure checkout…