Carefree Travel

Reference number: 493516

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Introducer appointed representative

Carefree Travel can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Holiday Extras Cover Limited Reference number: 828848 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Carefree Travel (FRN 493516) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Carefree Travel.
  • Example: if Carefree Travel refers you to a financial adviser, the advice should come from the principal firm, not from Carefree Travel itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carefreetravel.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 6632 2116 is
  • Who else gives the postcode BT74 7BA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Holiday Extras Cover Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Carefree Travel

Other firms of the same type (insurance broker), nearest first.

In Enniskillen

D West, P M Keaney & G J ElliottEnniskillenAppointed representativeMartin John MallonEnniskillenAppointed representativeAcs Claims LimitedEnniskillenAuthorisedMichelle ReihillEnniskillenAuthorisedShape Underwriting Ireland LimitedEnniskillenAuthorisedUna BourkeEnniskillenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carefree Travel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Carefree Travel FCA authorised?
Carefree Travel (FRN 493516) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Carefree Travel?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Carefree Travel (FRN 493516) introduces customers to Holiday Extras Cover Limited (FRN 828848). Any regulated advice or arranging is done by the principal, not Carefree Travel. Example: if Carefree Travel refers you to a financial adviser, the advice should come from the principal firm, not from Carefree Travel itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Carefree Travel’s phone number and website?
The FCA register lists the phone number 028 6632 2116 and the website carefreetravel.co.uk for Carefree Travel. If you were given different contact details, use these to check with the firm before going any further.
Is Carefree Travel a scam or clone?
Carefree Travel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Carefree Travel?
Protection works through Holiday Extras Cover Limited, the principal firm responsible for Carefree Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Carefree Travel

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