Carpol Insurance Consultants Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1977
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

carpolinsurance.co.uk (opens in a new tab)
Phone number

01276 581077
Address

92 Frimley High Street, Frimley, Camberley, Surrey, GU16 7JE, United Kingdom

In the full report: 3 background checks

When carpolinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01276 581077 is
Who else gives the postcode GU16 7JE

Other names (1)

If you were contacted under any of these names, it is this firm.

Carpol Direct Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01302280 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 March 1977 (49 years old)
Registered office: Amelia House, Crescent Road, Worthing, BN11 1RL, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Neil Anthony Coster	Director	Jun 1973	1 Aug 2000	None
Cora Jane Coster	Director	Sep 1974	29 Oct 2019	None
Cora Coster	Secretary	Not published	31 Jan 2004	–

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company
All 5 people who have been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£76.7k

+5.1% from £72.9k

Cash at bank

£298k

+17% from £255k

Employees (average)

0

−100% from 4

Owed within a year

£317k

−8.6% from £347k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01302280. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Carpol Insurance Consultants’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2016

6 April 2016

Neil Anthony Coster took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1977

11 March 1977

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to Carpol Insurance Consultants

Other FCA-listed firms that share a director, phone number or address with Carpol Insurance Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Carpol Insurance Consultants

Other firms of the same type (insurance broker), nearest first.

In Camberley

Now Health International (UK) LimitedLondonAuthorised Autoguard Warranties LtdCamberleyAuthorised Cover Direct LtdCamberleyAuthorised LMT Healthcare LTDCamberleyAppointed representative Manning Stainton Rentals & Property Management LimitedCamberleyAppointed representative Cromwell Financial Services LimitedCamberleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Carpol Insurance Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 16 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Carpol Insurance Consultants Limited FCA authorised?

Yes, Carpol Insurance Consultants Limited (FRN 307272) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Carpol Insurance Consultants’ phone number and website?

The FCA register lists the phone number 01276 581077 and the website carpolinsurance.co.uk for Carpol Insurance Consultants. If you were given different contact details, use these to check with the firm before going any further.

Is Carpol Insurance Consultants a scam or clone?

Carpol Insurance Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Carpol Insurance Consultants?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Carpol Insurance Consultants to the Financial Ombudsman Service, free of charge.

Who owns Carpol Insurance Consultants?

Companies House lists one person with significant control of Carpol Insurance Consultants: Mr Neil Anthony Coster (75–100% of shares).

Who runs Carpol Insurance Consultants?

Companies House lists 2 directors of Carpol Insurance Consultants: Neil Anthony Coster and Cora Jane Coster.

How long has Carpol Insurance Consultants been in business?

The company was formed on 11 March 1977, and has held its current FCA authorisation since January 2005.

What do Carpol Insurance Consultants’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £76.7k (+5.1% from £72.9k) and cash at bank of £298k (+17% from £255k).

Does Carpol Insurance Consultants use any other names?

It has previously used the name Carpol Direct.