Cartan Trade UK Limited
Reference number: 1008296
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £2.09m more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
SCOR EUROPE SE Reference number: 829509 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Cartan Trade UK Limited (FRN 1008296) is an AR of SCOR EUROPE SE (FRN 829509). When you use Cartan Trade UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Cartan Trade UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
New London House, London Street, London, EC1V 2NX, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When cartantrade.com first appeared online, and whether it can receive email
- What kind of line 07483 230423 is, and the other firm that gives it
- Whether EC1V 2NX is a shared office: 220 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Scor Europe SE, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14612150 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2023 (3 years old)
- Registered office
- 128 City Road, London, EC1V 2NX, United Kingdom
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew Wells | Director | Jan 1975 | 23 Jan 2023 | None |
| Sebastien Marc Andre Guidoni | Director | May 1975 | 13 Mar 2026 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
−£2.09m
Down £400k from −£1.69m
Cash at bank
£1.32m
+37% from £960k
Employees (average)
5
+25% from 4
Owed within a year
£4.69m
+34% from £3.49m
Net assets are negative: on its last balance sheet the company owed £2.09m more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14612150. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Cartan Trade UK’s history from the FCA register and Companies House, newest first.
2026
13 March 2026
- Sebastien Marc Andre Guidoni appointed as a director
Companies House
2025
24 October 2025
- Intact Financial Corporation took control (75–100% of shares)
Companies House
2024
12 January 2024
- Became an appointed representative
FCA register
2023
23 January 2023
- Incorporated at Companies House
- Cartan Trade France gave up control
- Cartan Trade France took control (75–100% of shares)
- Matthew Wells gave up control
- Matthew Wells took control (75–100% of shares)
- Scor SE gained significant control
- Matthew Wells appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Cartan Trade UK
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cartan Trade UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 10 events in its history
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Frequently asked questions about this firm
Is Cartan Trade UK Limited FCA authorised?
What does appointed representative mean for Cartan Trade UK?
What is Cartan Trade UK’s phone number and website?
Is Cartan Trade UK a scam or clone?
Is my money safe with Cartan Trade UK?
Who owns Cartan Trade UK?
Who runs Cartan Trade UK?
How long has Cartan Trade UK been in business?
What do Cartan Trade UK’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk