Cashflows Europe Limited
Reference number: 900006
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No phone number on the FCA register
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Address
Cashflows Europe Limited, 11-12 Hanover Square 2nd Floor, London, W1S 1JJ, United Kingdom
In the full report: 2 background checks
- When cashflows.com first appeared online, and whether it can receive email
- Who else gives the postcode W1S 1JJ
Other names (7)
If you were contacted under any of these names, it is this firm.
- Cashflows Trading name: A name it trades under now.
- Cashflows Account Trading name: A name it trades under now.
- VoicePay Trading name: A name it trades under now.
- Voice Signature Trading name: A name it trades under now.
- Voice Transact Trading name: A name it trades under now.
- Voice Commerce Limited Former name: A name it was registered under before.
- Perpetual Payments, OnV Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05428358 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 April 2005 (21 years old)
- Registered office
- 11-12 Hanover Square 2nd Floor, London, W1S 1JJ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ian Matthew Charles Gascoigne | Director | Sep 1981 | 30 Oct 2013 | 7 other companies |
| Lindsey Villon Mcmurray | Director | Jan 1971 | 26 Sep 2017 | 8 other companies |
| Simon Mark Haslam | Director | Nov 1961 | 24 Aug 2021 | 2 other companies |
| Hannah Irene Fitzsimons | Director | May 1975 | 1 May 2022 | 3 other companies |
| Richard Anthony Wilkins | Director | Apr 1975 | 1 Sep 2026 | 1 other company |
| David Gregg Yates | Director | Aug 1962 | 1 Sep 2026 | 22 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 40
- closed down
- 12
- went insolvent
- 3
In the full report: all 40 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- The 3 that went into liquidation or administration
- The 3 on the FCA register, including one no longer authorised
- The 1 company these 6 directors run together
- All 30 people who have ever been directors, with their dates
Key dates in its history
Cashflows Europe’s history from the FCA register and Companies House, newest first.
2025
16 July 2025
- Cashflows Holdings Limited took control (75–100% of shares)
- Rgb Holding Limited gave up control
Companies House
2018
29 May 2018
- Became an authorised e-money institution
FCA register
2017
3 July 2017
- Cashflows Group Limited gave up control
- Rgb Holding Limited took control (75–100% of shares)
Companies House
2016
26 November 2016
- Changed its registered name from "Voice Commerce Limited"
FCA register
6 April 2016
- Cashflows Group Limited took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2011
15 December 2011
- Regulated by the Financial Services Authority from this date
FCA register
2005
19 April 2005
- Incorporated at Companies House
Companies House
In the full report: all 72 events
- All 72 events in its history (10 shown here)
- Every director appointment and resignation: 54
Firms connected to Cashflows Europe
Other FCA-listed firms that share a director, phone number or address with Cashflows Europe. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same postcode (4)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Cashflows Europe
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cashflows Europe
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 40 other companies its directors have run, named
- 2 background checks on its contact details
- All 72 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk