Caspian Assured Ltd

Reference number: 788964

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When caspianinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 241 6146 is
  • Who else gives the postcode M3 3BZ
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Busy Bee Life Insurance Services Trading name: A name it trades under now.
  • Caspian Insurance Services Trading name: A name it trades under now.
  • CaspianPlus Trading name: A name it trades under now.
  • IGotCover Trading name: A name it trades under now.
  • igotcover.com Trading name: A name it trades under now.
  • Life Insurance Finder Trading name: A name it trades under now.
  • lifeinsurancefinder.co.uk Trading name: A name it trades under now.
  • Lion Life Insurance Services Trading name: A name it trades under now.
  • Selfinsured Trading name: A name it trades under now.
  • Selfinsured.co.uk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 September 2009 (17 years old)
Registered office
Tower 12, Level 2 Bridge Street, Spinningfields, Manchester, M3 3BZ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Oliver George Rayner Director Mar 1984 9 Oct 2015 12 other companies
Shahbaz Hussain Director Sep 1988 23 Sep 2019 1 other company
Michael Donohoe Director Jun 1983 4 Apr 2022 1 other company
Joshua James Spence Director Nov 1989 20 Nov 2023 4 other companies
Hayley Clucas Director Sep 1985 29 Jul 2025 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
5
is FCA-registered
1

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 5 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Full accountsAudited

Turnover

£11.6m

+18% from £9.85m

Profit before tax

£597k

+32% from £452k

Net assets

£2.30m

+17% from £1.97m

Cash at bank

£2.16m

+297% from £544k

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07011592. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Caspian Assured’s history from the FCA register and Companies House, newest first.

2018

23 February 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Oliver George Rayner took control (75–100% of shares)

Companies House

2015

9 October 2015

  • Board replaced: its only director left and a new director took over

Companies House

2009

7 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Caspian Assured

Other FCA-listed firms that share a director, phone number or address with Caspian Assured. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Caspian Assured

Other firms of the same type (insurance broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caspian Assured

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 25 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Caspian Assured Ltd FCA authorised?
Yes, Caspian Assured Ltd (FRN 788964) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Caspian Assured’s phone number and website?
The FCA register lists the phone number 0161 241 6146 and the website caspianinsurance.co.uk for Caspian Assured. If you were given different contact details, use these to check with the firm before going any further.
Is Caspian Assured a scam or clone?
Caspian Assured is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caspian Assured?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Caspian Assured to the Financial Ombudsman Service, free of charge.
Who owns Caspian Assured?
Companies House lists one person with significant control of Caspian Assured: Mr Oliver George Rayner (75–100% of shares).
Who runs Caspian Assured?
Companies House lists 5 directors of Caspian Assured: Oliver George Rayner, Shahbaz Hussain, Michael Donohoe, Joshua James Spence and Hayley Clucas.
How long has Caspian Assured been in business?
The company was formed on 7 September 2009, and has held its current FCA authorisation since February 2018.
What do Caspian Assured’s latest accounts show?
Its latest accounts, to 30 September 2025, show turnover of £11.6m (+18% from £9.85m) and profit before tax of £597k (+32% from £452k).
Does Caspian Assured use any other names?
It trades as Busy Bee Life Insurance Services, Caspian Insurance Services, CaspianPlus, IGotCover and igotcover.com, and 5 more names.

Sources and links

The full report on Caspian Assured Ltd

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