Cater Allen Limited

Reference number: 178737

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When caterallen.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 092 3300 is
  • Who else gives the postcode NW1 3AN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Cater Allen Private Bank Trading name
  • Cater Allen Professional Trading name
  • Cater Allen Bank Former trading name
  • Sheppards Moneybrokers Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (4)
  • +86 15669214687
  • 020 7048 2043
  • 020 7048 2080
  • 020 7196 865
Fake email addresses (10)
  • accounts@caterallengroup.co.uk
  • admin@caterallengroup.co.uk
  • compliance@caterallen-offshore.com
  • james.oakley@caterallen.net
  • jonathan.forbes@caterallenltd.com
  • matthew.barrett@caterallen.ca
  • simon.howe@caterallen.net
  • simon.mcleod@caterallen-offshore.com
  • trading@caterallenltd.com
  • treasury@caterallenltd.com
Fake websites (3)
  • caterallen-offshore.com
  • caterallen.ca
  • caterallenltd.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Entering into a home reversion plan
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • RFB sub-group
    TO: Santander UK Plc (FRN 106054) Cater Allen Limited (FRN 178737) OF: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom TAKE NOTICE: The Prudential Regulation Authority of 20 Moorgate, London, EC2R 6DA has decided to take the following action. 1. ACTION Following an application received from each firm pursuant to section 55M(5)(a) of FSMA for the imposition of the requirements, the PRA has decided to grant the application. 2. CONSTITUTION OF THE RFB SUB-GROUP The sub-consolidation group comprises the entities within the scope of consolidation referred to in paragraph 3(a) of this notice. 3. REQUIREMENTS UNDER S. 55M FSMA (a) Pursuant to Article 11(6) of the CRR, each firm must comply with Parts Two and Three of CRR, and CRD UK law which implemented Title 7, Chapter 4 of CRD on the basis of the consolidated situation of Santander UK Plc. (b) Each firm must immediately notify the PRA of: (i) any change proposed by the firm to the composition of the sub-consolidation group; (ii) any sub-consolidation group member carrying on or intending to carry on a new activity or materially changing the nature or extent of an existing activity which, if the entity were a ring-fenced body, would be an excluded activity under section 142D of FSMA and the Excluded Activities Order or would contravene a prohibition under section 142E of FSMA and the Excluded Activities Order; (iii) any failure to meet the requirements; or (iv) any change in circumstances likely to affect the ability of the firm to meet the requirements. (c) Each firm must be capable of demonstrating to the PRA that the requirements are met. 4. INTERPRETATION Interpretative provisions (including definitions in the Glossary) of the PRA Rulebook apply to the requirements. 5. EFFECTIVE DATE This written notice takes effect from 1 January 2024 and ceases to have effect on 1 September 2028. 6. DECISION-MAKER The decision to give this notice was made by Anna Ghobadian-Grinham on behalf of the PRA. This application has been granted in consultation with the FCA. This notice will be published on the Financial Services Register. ANNEX Definitions Excluded Activities Order means the Financial Services and Markets Act 2000 (Excluded and Prohibited Activities) Order 2014. firm means each of Santander UK Plc and Cater Allen Limited. requirements mean the requirements in paragraph 3 of this notice.
  • Access to the electoral register
    The firm shall access the full electoral register, where this is the most cost-effective way of verifying identity for anti-money laundering purposes and will not prejudice the interests of the customer, in order to carry out the current customer review exercise.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00383032
Company status
Active
Company type
Private limited company
Incorporated
30 September 1943 (83 years old)
Registered office
2 Triton Square, Regent's Place, London, NW1 3AN
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen David Affleck Director Oct 1979 27 Sep 2023 60 other companies
Jose Maria Roldan Alegre Director Feb 1964 16 Dec 2023 2 other companies
Steven Kenneth Stearns Director Nov 1971 20 May 2025 1 other company
Catherine Isabella Oliver Director Apr 1984 6 Jul 2026 None
SANTANDER SECRETARIAT SERVICES LIMITED Corporate secretary Not published 28 Aug 2012 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
62
closed down
20
went insolvent
4

In the full report: all 62 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 4 on the FCA register
  • The 1 company these 4 directors run together
  • All 65 people who have ever been directors, with their dates
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Key dates in its history

Cater Allen’s history from the FCA register and Companies House, newest first.

Key events (11) All events (145)

2024

1 January 2024

  • FCA imposed a requirement (RFB sub-group)

FCA register

2018

16 March 2018

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2017

1 December 2017

  • Board replaced: its only director left and 5 new directors took over

Companies House

2016

6 April 2016

  • Santander Private Banking UK Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2003

11 September 2003

  • FCA imposed a requirement (Access to the electoral register)

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1996

1 January 1996

  • Regulated by the Securities and Futures Authority from this date

FCA register

1943

30 September 1943

  • Incorporated at Companies House

Companies House

In the full report: all 145 events

  • All 145 events in its history (11 shown here)
  • Every director appointment and resignation: 124
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Firms connected to Cater Allen

Other FCA-listed firms that share a director, phone number or address with Cater Allen. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Cater Allen

Other firms of the same type (bank or building society), nearest first.

In London

Wells Fargo Bank, National AssociationLondonAuthorisedItau BBA International PLCLondonAuthorisedAdyen N.V.LondonAuthorisedCredit Suisse (UK) LimitedLondonAuthorisedUBS AGLondonAuthorisedDB UK Bank LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cater Allen

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 62 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 145 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cater Allen Limited FCA authorised?
Yes, Cater Allen Limited (FRN 178737) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a bank or building society. The FCA has placed 2 limits on what it may do.
What is Cater Allen’s phone number and website?
The FCA register lists the phone number 0800 092 3300 and the website caterallen.co.uk for Cater Allen. If you were given different contact details, use these to check with the firm before going any further.
Is Cater Allen a scam or clone?
Scammers have impersonated Cater Allen: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Cater Allen, shown on this page.
Is my money safe with Cater Allen?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cater Allen to the Financial Ombudsman Service, free of charge.
Who owns Cater Allen?
Cater Allen is owned by Santander Private Banking UK Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Cater Allen?
Companies House lists 4 directors of Cater Allen: Stephen David Affleck, Jose Maria Roldan Alegre, Steven Kenneth Stearns and Catherine Isabella Oliver.
How long has Cater Allen been in business?
The company was formed on 30 September 1943, and has held its current FCA authorisation since December 2001.
Does Cater Allen use any other names?
It trades as Cater Allen Private Bank and Cater Allen Professional. It has previously used 2 other names: Cater Allen Bank and Sheppards Moneybrokers.

Sources and links

The full report on Cater Allen Limited

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