Cathedral Mortgages Ltd

Reference number: 1054500

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 7 May 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07510 195618

  • Last known address

    23a St. Owen Street, Hereford, HR1 2JB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07510 195618 is
  • Who else gives the postcode HR1 2JB
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 March 2026 (less than a year old)
Registered office
23a St. Owen Street, Hereford, HR1 2JB, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip David Needham Director Mar 1972 6 Mar 2026 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Key dates in its history

Cathedral Mortgages’s history from the FCA register and Companies House, newest first.

2026

7 May 2026

  • Stopped being an appointed representative
  • Began trading as "Cathedral Mortgages"

FCA register

6 March 2026

  • Incorporated at Companies House
  • Philip David Needham took control (75–100% of shares)
  • Philip David Needham appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Cathedral Mortgages

Other FCA-listed firms that share a director, phone number or address with Cathedral Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Cathedral Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hereford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cathedral Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cathedral Mortgages Ltd FCA authorised?
No. Cathedral Mortgages Ltd (FRN 1054500) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Cathedral Mortgages a scam or clone?
Cathedral Mortgages is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Cathedral Mortgages?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Cathedral Mortgages has no cover, because it is no longer permitted to carry it out.
Who owns Cathedral Mortgages?
Companies House lists one person with significant control of Cathedral Mortgages: Mr Philip David Needham (75–100% of shares).
Who runs Cathedral Mortgages?
Companies House lists one director of Cathedral Mortgages: Philip David Needham.
How long has Cathedral Mortgages been in business?
The company was formed on 6 March 2026.

Sources and links

The full report on Cathedral Mortgages Ltd

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