Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2026
- On its latest accounts it owed £69.0k more than it owned
Responsible principal firm
KOZE GROUP LTD Reference number: 811281 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CATHEDRAL WINDOWS (MORAY) LIMITED (FRN 1060352) is an AR of KOZE GROUP LTD (FRN 811281). When you use CATHEDRAL WINDOWS (MORAY)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CATHEDRAL WINDOWS (MORAY), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 Coxton Park, Elgin, Moray, IV30 8AZ, United Kingdom
In the full report: 3 background checks
- When cathedralwindows.co.uk first appeared online, and whether it can receive email
- What kind of line 01343 544441 is
- Who else gives the postcode IV30 8AZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Koze Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC830731 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 December 2024 (1 year old)
- Registered office
- 2 Coxton Park, Elgin, Moray, IV30 8AZ, Scotland
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicola Jane Fraser | Director | Jan 1985 | 3 Dec 2024 | 3 other companies |
| Tony Marcus Fraser | Director | May 1982 | 3 Dec 2024 | 3 other companies |
| Grant Russell | Director | Aug 1983 | 3 Dec 2024 | 6 other companies |
| Dionne Russell | Director | Apr 1983 | 7 Jan 2026 | 2 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 1
- run together
- 3
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 companies these 4 directors run together
Filed accounts and finances
Net assets
−£69.0k
No earlier figure to compare
Cash at bank
£174k
No earlier figure to compare
Employees (average)
11
No earlier figure to compare
Owed within a year
£425k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £69.0k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC830731. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Cathedral Windows (Moray)’s history from the FCA register and Companies House, newest first.
2026
14 August 2026
- Became an appointed representative
FCA register
2024
3 December 2024
- Incorporated at Companies House
- Llessur Limited took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms like Cathedral Windows (Moray)
Other firms of the same type (home improvement or trades), nearest first.
In the Inverness (IV) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cathedral Windows (Moray)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
Is Cathedral Windows (Moray) Limited FCA authorised?
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Who owns Cathedral Windows (Moray)?
Who runs Cathedral Windows (Moray)?
How long has Cathedral Windows (Moray) been in business?
What do Cathedral Windows (Moray)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk