Cathedral Windows (Moray) Limited

Reference number: 1060352

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CATHEDRAL WINDOWS (MORAY) LIMITED (FRN 1060352) is an AR of KOZE GROUP LTD (FRN 811281). When you use CATHEDRAL WINDOWS (MORAY)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CATHEDRAL WINDOWS (MORAY), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cathedralwindows.co.uk first appeared online, and whether it can receive email
  • What kind of line 01343 544441 is
  • Who else gives the postcode IV30 8AZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Koze Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 December 2024 (1 year old)
Registered office
2 Coxton Park, Elgin, Moray, IV30 8AZ, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Jane Fraser Director Jan 1985 3 Dec 2024 3 other companies
Tony Marcus Fraser Director May 1982 3 Dec 2024 3 other companies
Grant Russell Director Aug 1983 3 Dec 2024 6 other companies
Dionne Russell Director Apr 1983 7 Jan 2026 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
run together
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 4 directors run together
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Filed accounts and finances

16 months to 31 March 2026Small company accountsNot audited

Net assets

−£69.0k

No earlier figure to compare

Cash at bank

£174k

No earlier figure to compare

Employees (average)

11

No earlier figure to compare

Owed within a year

£425k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £69.0k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC830731. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cathedral Windows (Moray)’s history from the FCA register and Companies House, newest first.

2026

14 August 2026

  • Became an appointed representative

FCA register

2024

3 December 2024

  • Incorporated at Companies House
  • Llessur Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 4
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Firms like Cathedral Windows (Moray)

Other firms of the same type (home improvement or trades), nearest first.

In the Inverness (IV) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cathedral Windows (Moray)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Cathedral Windows (Moray) Limited FCA authorised?
Cathedral Windows (Moray) Limited (FRN 1060352) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cathedral Windows (Moray)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cathedral Windows (Moray) Limited (FRN 1060352) is an AR of KOZE GROUP LTD (FRN 811281). When you use Cathedral Windows (Moray)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cathedral Windows (Moray), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cathedral Windows (Moray)’s phone number and website?
The FCA register lists the phone number 01343 544441 and the website cathedralwindows.co.uk for Cathedral Windows (Moray). If you were given different contact details, use these to check with the firm before going any further.
Is Cathedral Windows (Moray) a scam or clone?
Cathedral Windows (Moray) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cathedral Windows (Moray)?
Protection works through Koze Group Ltd, the principal firm responsible for Cathedral Windows (Moray)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cathedral Windows (Moray)?
Cathedral Windows (Moray) is owned by Llessur Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 December 2024.
Who runs Cathedral Windows (Moray)?
Companies House lists 4 directors of Cathedral Windows (Moray): Nicola Jane Fraser, Tony Marcus Fraser, Grant Russell and Dionne Russell.
How long has Cathedral Windows (Moray) been in business?
The company was formed on 3 December 2024.
What do Cathedral Windows (Moray)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£69.0k (no earlier figure to compare) and cash at bank of £174k (no earlier figure to compare).

Sources and links

The full report on Cathedral Windows (Moray) Limited

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