Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2017
- Accounts filed up to 30 June 2025
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CDB Financial Services Limited (FRN 967202) is an AR of HL Partnership Limited (FRN 303397). When you use CDB Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CDB Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
2 Old Bath Road, Newbury, Berkshire, RG14 1QL, United Kingdom
In the full report: 3 background checks
- When firstchoicemortgage.co.uk first appeared online, and whether it can receive email
- What kind of line 07825 183403 is
- Who else gives the postcode RG14 1QL
Other names (1)
If you were contacted under any of these names, it is this firm.
- First Choice Mortgage Company Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10841446 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 June 2017 (9 years old)
- Registered office
- 14 Magpie Close, Thatcham, Berkshire, RG19 3RZ, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Carol Brown | Director | Jul 1963 | 29 Jun 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1,713
+68% from £1,018
Cash at bank
£32.0k
−25% from £42.7k
Employees (average)
2
Same as 2
Owed within a year
£38.8k
+16% from £33.4k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10841446. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
CDB Financial Services’s history from the FCA register and Companies House, newest first.
2022
10 January 2022
- Became an appointed representative
- Began trading as "First Choice Mortgage Company"
FCA register
2017
29 June 2017
- Incorporated at Companies House
- Carol Brown appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to CDB Financial Services
Other FCA-listed firms that share a director, phone number or address with CDB Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like CDB Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Newbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on CDB Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is CDB Financial Services Limited FCA authorised?
What does appointed representative mean for CDB Financial Services?
What is CDB Financial Services’ phone number and website?
Is CDB Financial Services a scam or clone?
Is my money safe with CDB Financial Services?
Who runs CDB Financial Services?
How long has CDB Financial Services been in business?
What do CDB Financial Services’ latest accounts show?
Does CDB Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk