Firstxtra Financial Services Limited
Reference number: 609324
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 December 2025
Responsible principal firm
Mortgage Advice Bureau (Derby) Limited Reference number: 466154 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Firstxtra Financial Services Limited (FRN 609324) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Firstxtra Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Firstxtra Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Ascensia House, Albert Road, Newbury, West Berkshire, RG14 1DL, United Kingdom
In the full report: 3 background checks
- When firstxtra.co.uk first appeared online, and whether it can receive email
- What kind of line 01635 524391 is
- Who else gives the postcode RG14 1DL
Other names (2)
If you were contacted under any of these names, it is this firm.
- Firstxtra Financial Services Ltd Former name: A name it was registered under before.
- Firstxtra Protect Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08678559 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 September 2013 (13 years old)
- Registered office
- 2 Old Bath Road, Newbury, Berkshire, RG14 1QL, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rosemary Margaret Hall | Director | Jun 1944 | 5 Sep 2013 | 1 other company |
| Alan John Stoneham Hall | Director | Sep 1945 | 5 Sep 2013 | 6 other companies |
| Christopher James Hall | Director | Jun 1976 | 5 Sep 2013 | None |
| Ryan Leonard Facey | Director | Dec 1994 | 27 Aug 2025 | None |
| John Peter Murray | Director | Jun 1988 | 27 Aug 2025 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 5
- run together
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 5 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£669k
+4.2% from £642k
Cash at bank
£449k
+9.7% from £410k
Employees (average)
21
+5% from 20
Owed within a year
£69.9k
−72% from £254k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08678559. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Firstxtra Financial Services’s history from the FCA register and Companies House, newest first.
2024
15 November 2024
- Changed its registered name from "Firstxtra Financial Services Ltd"
FCA register
2022
13 December 2022
- Christopher James Hall became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Alan John Stoneham Hall became a part-owner (25–50% of shares)
- Rosemary Margaret Hall became a part-owner (25–50% of shares)
Companies House
2013
28 October 2013
- Became an appointed representative
FCA register
5 September 2013
- Incorporated at Companies House
Companies House
In the full report: all 19 events
- All 19 events in its history (6 shown here)
- Every director appointment and resignation: 11
Firms like Firstxtra Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Newbury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Firstxtra Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 19 events in its history
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Frequently asked questions about this firm
Is Firstxtra Financial Services Limited FCA authorised?
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What do Firstxtra Financial Services’ latest accounts show?
Does Firstxtra Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk