Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
International Financial Security Limited Reference number: 969653 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Cencias Limited (FRN 1051738) is an AR of International Financial Security Limited (FRN 969653). When you use Cencias's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Cencias, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Suite 302, Breckland Business Centre, St Withburga Lane, Dereham, NR19 1FD, United Kingdom
In the full report: 2 background checks
- What kind of line 07771 771278 is
- Who else gives the postcode NR19 1FD
Other names (9)
If you were contacted under any of these names, it is this firm.
- Easy Home Repairs Trading name: A name it trades under now.
- Family First Cover Trading name: A name it trades under now.
- Parallel Insurance Services Trading name: A name it trades under now.
- Together Insurance Services Trading name: A name it trades under now.
- True Appliance Cover Trading name: A name it trades under now.
- True Home Protect Trading name: A name it trades under now.
- Cencias Ltd Former name: A name it was registered under before.
- Parallel Insurance Former trading name: A name it used to trade under.
- Together Insurance Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through International Financial Security Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CENCIAS LTD
- Company number
- 16823588 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 October 2025 (less than a year old)
- Registered office
- Office 302 Breckland Business Centre, St. Withburga Lane, Dereham, Norfolk, NR19 1FD, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Debbie Sue Raven | Director | May 1963 | 13 Mar 2026 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Key dates in its history
Cencias’s history from the FCA register and Companies House, newest first.
2026
18 March 2026
- Changed its registered name from "Cencias Ltd"
- Became an appointed representative
FCA register
2025
31 October 2025
- Incorporated at Companies House
- Joseph Peter Elias Snook took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms like Cencias
Other firms of the same type (insurance broker), nearest first.
In Dereham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Cencias
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 17 events in its history
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Frequently asked questions about this firm
Is Cencias Limited FCA authorised?
What does appointed representative mean for Cencias?
What is Cencias’ phone number?
Is Cencias a scam or clone?
Is my money safe with Cencias?
Who owns Cencias?
Who runs Cencias?
How long has Cencias been in business?
Does Cencias use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk