Right First Time Financial Services Ltd

Reference number: 815103

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Right First Time Financial Services Ltd (FRN 815103) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Right First Time Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Right First Time Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01234 567890

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    The Old Barn, Station Road, Yaxham, Dereham, NR19 1RD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01234 567890 is, and the 2 other firms that give it
  • Who else gives the postcode NR19 1RD
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11485357
Company status
Active
Company type
Private limited company
Incorporated
26 July 2018 (8 years old)
Registered office
The Old Barn, Station Road, Yaxham, NR19 1RD, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Tobias Edward Connew Director Sep 1983 26 Jul 2018 None
Richard William Dew Director Feb 1974 6 Apr 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£247

Down £458 from £705

Cash at bank

£92.5k

+2.6% from £90.1k

Employees (average)

2

Same as 2

Owed within a year

£129k

−14% from £149k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11485357. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Right First Time Financial Services’s history from the FCA register and Companies House, newest first.

2019

26 July 2019

  • Richard William Dew became a part-owner (25–50% of shares)

Companies House

6 April 2019

  • Richard William Dew appointed as a director

Companies House

2018

30 July 2018

  • Became an appointed representative

FCA register

26 July 2018

  • Incorporated at Companies House
  • Tobias Edward Connew became a part-owner (25–50% of shares)
  • Tobias Edward Connew appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Right First Time Financial Services

Other FCA-listed firms that share a director, phone number or address with Right First Time Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Right First Time Financial Services

Other firms of the same type (insurance broker), nearest first.

In Dereham

Anglian Health LtdDerehamAppointed representativeRebecca HowardDerehamAppointed representativeCencias LimitedDerehamAppointed representativeFenland District Brokers LimitedDerehamAppointed representativeSirelark Group LtdDerehamAppointed representativeQuote Four LtdDerehamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Right First Time Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Right First Time Financial Services Ltd FCA authorised?
Right First Time Financial Services Ltd (FRN 815103) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Right First Time Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Right First Time Financial Services Ltd (FRN 815103) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Right First Time Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Right First Time Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Right First Time Financial Services’ phone number?
The FCA register lists the phone number 01234 567890 for Right First Time Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms, one of which is no longer authorised.
Is Right First Time Financial Services a scam or clone?
Right First Time Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Right First Time Financial Services?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Right First Time Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Right First Time Financial Services?
Companies House lists 2 people with significant control of Right First Time Financial Services: Mr Tobias Edward Connew (25–50% of shares) and Mr Richard William Dew (25–50% of shares).
Who runs Right First Time Financial Services?
Companies House lists 2 directors of Right First Time Financial Services: Tobias Edward Connew and Richard William Dew.
How long has Right First Time Financial Services been in business?
The company was formed on 26 July 2018.
What do Right First Time Financial Services’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £247 (down £458 from £705) and cash at bank of £92.5k (+2.6% from £90.1k).

Sources and links

The full report on Right First Time Financial Services Ltd

£19.99 · Instant PDF download

Loading secure checkout…