Central Borders Citizens Advice Bureau

Reference number: 617442

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When galashielscab.org.uk first appeared online, and whether it can receive email
  • What kind of line 01896 753889 is
  • Who else gives the postcode TD1 1RZ
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The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC217973
Company status
Active
Company type
Private company limited by guarantee
Incorporated
10 April 2001 (25 years old)
Registered office
111 High Street, Galashiels, Selkirkshire, TD1 1RZ
Nature of business
  • Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name Role Born Appointed Other companies
William Calder Director Mar 1947 16 Apr 2002 None
Derek Purvis Director Jul 1949 21 Sep 2009 1 other company
Michael Turner Director Oct 1949 5 Oct 2017 2 other companies
David Brownlee Director Jun 1967 5 Oct 2021 None
John Sinclair Goldie Director Jul 1954 30 Oct 2023 None
Kerry Elizabeth Gentleman Director Jul 1971 22 Oct 2024 1 other company
Angela Elizabeth Poplawski Director Aug 1947 22 Oct 2024 1 other company
Kathryn Ann Peden Director Jan 1958 26 Nov 2024 2 other companies
Geraldine Day Director Dec 1954 28 Jul 2025 None
Brian Hilferty Director Apr 1959 16 Jul 2026 None
Michael Turner Secretary Not published 26 Nov 2024 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 10 directors run together
  • All 67 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2022Micro-entity accountsNot audited

Net assets

£174k

No earlier figure to compare

Employees (average)

5

No earlier figure to compare

Owed within a year

£2,842

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC217973. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central Borders Citizens Advice Bureau’s history from the FCA register and Companies House, newest first.

Key events (4) All events (137)

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2001

10 April 2001

  • Incorporated at Companies House

Companies House

In the full report: all 137 events

  • All 137 events in its history (4 shown here)
  • Every director appointment and resignation: 130
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Firms like Central Borders Citizens Advice Bureau

Other firms of the same type (debt advice or management), nearest first.

In the Galashiels (TD) postcode area

Berwickshire Housing Association LimitedEyemouthAuthorisedRoxburgh and Berwickshire Citizens Advice BureauHawickAuthorised

Elsewhere in the UK

King's College LondonLondonAuthorisedUniversity of YorkYorkAuthorisedUniversity of LiverpoolLiverpoolAuthorisedLoughborough University Student Advice & Support ServiceLoughboroughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central Borders Citizens Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 137 events in its history

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Frequently asked questions about this firm

Is Central Borders Citizens Advice Bureau FCA authorised?
Yes, Central Borders Citizens Advice Bureau (FRN 617442) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Central Borders Citizens Advice Bureau’s phone number and website?
The FCA register lists the phone number 01896 753889 and the website galashielscab.org.uk for Central Borders Citizens Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Central Borders Citizens Advice Bureau a scam or clone?
Central Borders Citizens Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Central Borders Citizens Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Central Borders Citizens Advice Bureau handles your money, so check the specific product before you commit. You can also refer complaints about Central Borders Citizens Advice Bureau to the Financial Ombudsman Service, free of charge.
Who runs Central Borders Citizens Advice Bureau?
Companies House lists 10 directors of Central Borders Citizens Advice Bureau: William Calder, Derek Purvis, Michael Turner, David Brownlee, John Sinclair Goldie, Kerry Elizabeth Gentleman and 4 more.
How long has Central Borders Citizens Advice Bureau been in business?
The company was formed on 10 April 2001, and has held its current FCA authorisation since April 2014.
What do Central Borders Citizens Advice Bureau’s latest accounts show?
Its latest accounts, to 31 March 2022, show net assets of £174k (no earlier figure to compare).

Sources and links

The full report on Central Borders Citizens Advice Bureau

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