Central Financial Services (UK) Ltd

Reference number: 490772

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Central Financial Services (UK) Ltd (FRN 490772) is an AR of HL Partnership Limited (FRN 303397). When you use Central Financial Services (UK)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Central Financial Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When centralfinancialservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 314 7707 is
  • Who else gives the postcode B73 6NZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Central Financial Services Trading name: A name it trades under now.
  • Peter John Edmonds Former name: A name it was registered under before.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CENTRAL FINANCIAL SERVICES (UK) LIMITED
Company status
Active
Company type
Private limited company
Incorporated
9 December 2013 (12 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter John Edmonds Director May 1966 9 Dec 2013 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£385k

−2.8% from £396k

Cash at bank

£20.2k

+514% from £3,288

Employees (average)

2

−33% from 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08807671. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central Financial Services (UK)’s history from the FCA register and Companies House, newest first.

2022

21 September 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

9 December 2016

  • Peter John Edmonds took control (75–100% of shares)

Companies House

2014

7 February 2014

  • Changed its registered name from "Peter John Edmonds"

FCA register

2013

9 December 2013

  • Incorporated at Companies House
  • Peter John Edmonds appointed as a director

Companies House

2008

28 October 2008

  • Became an appointed representative
  • Began trading as "Central Financial Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Central Financial Services (UK)

Other firms of the same type (insurance broker), nearest first.

In Sutton Coldfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central Financial Services (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Central Financial Services (UK) Ltd FCA authorised?
Central Financial Services (UK) Ltd (FRN 490772) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Central Financial Services (UK)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Central Financial Services (UK) Ltd (FRN 490772) is an AR of HL Partnership Limited (FRN 303397). When you use Central Financial Services (UK)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Central Financial Services (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Central Financial Services (UK)’s phone number and website?
The FCA register lists the phone number 0121 314 7707 and the website centralfinancialservices.co.uk for Central Financial Services (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Central Financial Services (UK) a scam or clone?
Scammers have impersonated Central Financial Services (UK): the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Central Financial Services (UK), shown on this page.
Is my money safe with Central Financial Services (UK)?
Protection works through HL Partnership Limited, the principal firm responsible for Central Financial Services (UK)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Central Financial Services (UK)?
Companies House lists one person with significant control of Central Financial Services (UK): Mr Peter John Edmonds (75–100% of shares).
Who runs Central Financial Services (UK)?
Companies House lists one director of Central Financial Services (UK): Peter John Edmonds.
How long has Central Financial Services (UK) been in business?
The company was formed on 9 December 2013.
What do Central Financial Services (UK)’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £385k (−2.8% from £396k) and cash at bank of £20.2k (+514% from £3,288).
Does Central Financial Services (UK) use any other names?
It trades as Central Financial Services. It has previously used the name Peter John Edmonds.

Sources and links

The full report on Central Financial Services (UK) Ltd

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