Lucrum Mortgage Solutions Limited

Reference number: 1025472

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • LUCRUM MORTGAGE SOLUTIONS LIMITED (FRN 1025472) is an AR of The Right Mortgage Limited (FRN 649443). When you use LUCRUM MORTGAGE SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from LUCRUM MORTGAGE SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lucrummortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07788 862545 is
  • Who else gives the postcode B75 6DY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Jeevan Gill Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 February 2025 (1 year old)
Registered office
177 Tamworth Road, Sutton Coldfield, B75 6DY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeevan Gill Director Jan 1986 10 Feb 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Lucrum Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2026

14 October 2026

  • Changed its registered name from "Jeevan Gill"

FCA register

2025

10 February 2025

  • Incorporated at Companies House
  • Jeevan Gill took control (75–100% of shares)
  • Jeevan Gill appointed as a director

Companies House

14 January 2025

  • Became an appointed representative
  • Began trading as "Lucrum Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Lucrum Mortgage Solutions

Other firms of the same type (insurance broker), nearest first.

In Sutton Coldfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lucrum Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Lucrum Mortgage Solutions Limited FCA authorised?
Lucrum Mortgage Solutions Limited (FRN 1025472) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lucrum Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lucrum Mortgage Solutions Limited (FRN 1025472) is an AR of The Right Mortgage Limited (FRN 649443). When you use Lucrum Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lucrum Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lucrum Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 07788 862545 and the website lucrummortgages.co.uk for Lucrum Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Lucrum Mortgage Solutions a scam or clone?
Lucrum Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lucrum Mortgage Solutions?
Protection works through The Right Mortgage Limited, the principal firm responsible for Lucrum Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lucrum Mortgage Solutions?
Companies House lists one person with significant control of Lucrum Mortgage Solutions: Mr Jeevan Gill (75–100% of shares).
Who runs Lucrum Mortgage Solutions?
Companies House lists one director of Lucrum Mortgage Solutions: Jeevan Gill.
How long has Lucrum Mortgage Solutions been in business?
The company was formed on 10 February 2025.
Does Lucrum Mortgage Solutions use any other names?
It has previously used the name Jeevan Gill.

Sources and links

The full report on Lucrum Mortgage Solutions Limited

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