Central Garages (Crossgar) LTD

Reference number: 704768

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 668663 →.

Responsible principal firm

PAYPOINT PAYMENT SERVICES LIMITED Reference number: 608277 Authorised View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 4483 1525

  • Address

    21Killyleagh Street, Crossgar, Downpatrick, County Down, BT30 9DQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 4483 1525 is
  • Who else gives the postcode BT30 9DQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Manager Former name

Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI024462
Company status
Active
Company type
Private limited company
Incorporated
14 May 1990 (36 years old)
Registered office
21 Killyleagh Street, Crossgar, Downpatrick, Co Down, BT30 9DQ
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Desmond Orr Director Dec 1955 14 May 1990 2 other companies
Jeanette Orr Director Mar 1958 6 May 2026 1 other company
Pamela Leticia Orr Director Jul 1984 13 May 2026 None
Jeanette Orr Secretary Not published 14 May 1990 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.02m

No earlier figure to compare

Cash at bank

£571k

No earlier figure to compare

Employees (average)

24

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI024462. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Central Garages (Crossgar)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

6 April 2016

  • Desmond Orr took control (75–100% of shares)

Companies House

2015

2 June 2015

  • Status on the FCA register became "PSD Agent"

FCA register

1 June 2015

  • Changed its registered name from "The Manager"

FCA register

1990

14 May 1990

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Central Garages (Crossgar)

Other FCA-listed firms that share a director, phone number or address with Central Garages (Crossgar). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Central Garages (Crossgar)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Central Garages (Crossgar) LTD FCA authorised?
Central Garages (Crossgar) LTD (FRN 704768) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Central Garages (Crossgar)’s phone number?
The FCA register lists the phone number 028 4483 1525 for Central Garages (Crossgar). If you were given different contact details, use these to check with the firm before going any further.
Is Central Garages (Crossgar) a scam or clone?
Central Garages (Crossgar) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Central Garages (Crossgar)?
Central Garages (Crossgar) is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Central Garages (Crossgar)?
Companies House lists one person with significant control of Central Garages (Crossgar): Desmond Orr (75–100% of shares).
Who runs Central Garages (Crossgar)?
Companies House lists 3 directors of Central Garages (Crossgar): Desmond Orr, Jeanette Orr and Pamela Leticia Orr.
How long has Central Garages (Crossgar) been in business?
The company was formed on 14 May 1990.
What do Central Garages (Crossgar)’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.02m (no earlier figure to compare) and cash at bank of £571k (no earlier figure to compare).
Does Central Garages (Crossgar) use any other names?
It has previously used the name The Manager.

Sources and links

The full report on Central Garages (Crossgar) LTD

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