Central Trust Limited

Reference number: 739724

Instant download

Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When centraltrust.co.uk first appeared online, and whether it can receive email
  • What kind of line 01923 280025 is
  • Who else gives the postcode WD24 4YW
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Central Lending Former trading name
  • Platinum Loans Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 4538 6377
Fake email addresses (2)
  • info@centraltrust.eu
  • info@ukgulfinvestment.com
Fake websites (3)
  • centralltrust.com
  • centraltrust.eu
  • ukgulfinvestment.com
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL Administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL lender
  • Acting as a CBTL Lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07020381
Company status
Active
Company type
Private limited company
Incorporated
16 September 2009 (17 years old)
Registered office
25-27 Surrey Street, Norwich, Norfolk, NR1 3NX, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Clive Turner Director Jun 1958 17 Sep 2009 27 other companies
Debbie Carol Burton Director Jun 1971 5 Feb 2015 8 other companies
Jane Elizabeth Mcmahon Director Oct 1954 19 Oct 2016 1 other company
Paul Joseph Hollander Director Sep 1980 19 Jan 2017 17 other companies
Graeme John Affleck Director May 1985 11 Aug 2025 3 other companies
Tara Cross Secretary Not published 1 Nov 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
11
are FCA-registered
6

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 18 companies these 5 directors run together
  • All 22 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

Central Trust’s history from the FCA register and Companies House, newest first.

Key events (5) All events (51)

2018

2 July 2018

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

27 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Norfolk Capital Group Limited took control (75–100% of shares)

Companies House

2009

16 September 2009

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (5 shown here)
  • Every director appointment and resignation: 39
Instant PDF download

Firms connected to Central Trust

Other FCA-listed firms that share a director, phone number or address with Central Trust. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
2

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Central Trust

Other firms of the same type (mortgage lender), nearest first.

In Watford

Watchtower Finance LimitedWatfordAuthorisedWest One Loan LimitedWatfordAuthorisedWest One Secured Loans LimitedWatfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Central Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 51 events in its history
  • 6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Central Trust Limited FCA authorised?
Yes, Central Trust Limited (FRN 739724) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Central Trust’s phone number and website?
The FCA register lists the phone number 01923 280025 and the website centraltrust.co.uk for Central Trust. If you were given different contact details, use these to check with the firm before going any further.
Is Central Trust a scam or clone?
Scammers have impersonated Central Trust: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Central Trust, shown on this page.
Is my money safe with Central Trust?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Central Trust to the Financial Ombudsman Service, free of charge.
Who owns Central Trust?
Central Trust is owned by Norfolk Capital Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Central Trust?
Companies House lists 5 directors of Central Trust: Andrew Clive Turner, Debbie Carol Burton, Jane Elizabeth McMahon, Paul Joseph Hollander and Graeme John Affleck.
How long has Central Trust been in business?
The company was formed on 16 September 2009, and has held its current FCA authorisation since July 2016.
Does Central Trust use any other names?
It has previously used 2 other names: Central Lending and Platinum Loans.

Sources and links

The full report on Central Trust Limited

£19.99 · Instant PDF download

Loading secure checkout…