Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
1st Floor, 77-79 High Street, Watford, Herts, WD17 2DJ, United Kingdom
In the full report: 2 background checks
- What kind of line 020 4524 4277 is, and the 4 other firms that give it
- Who else gives the postcode WD17 2DJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Watchtower Investments Limited Former name: A name it was registered under before.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake email addresses (1)
- info@watchtowerfinance.co.uk
Fake websites (1)
- watchtowerfinance.co.uk
The FCA warning these came from
- Watchtower Finance Limited 18 June 2019
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Administering a regulated mortgage contract
- Entering into a regulated mortgage contract as lender
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 01068030 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 August 1972 (54 years old)
- Registered office
- C/O Parker Cavendish, Suite 301, Stanmore Business And Innovation Centre, Howard Road, Stanmore, Middlesex, HA7 1FW, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Marc Gershon | Director | Dec 1973 | 1 Mar 1998 | 8 other companies |
| Suzanne Newton | Director | May 1970 | 1 Feb 2026 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 3
- are FCA-registered
- 4
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 3 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£378k
−24% from £495k
Cash at bank
£2,522
−69% from £8,223
Employees (average)
3
Same as 3
Owed within a year
£133k
−26% from £179k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 01068030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Watchtower Finance’s history from the FCA register and Companies House, newest first.
2024
17 February 2024
- Michael Philip Gershon stopped being the majority owner
- Valerie Gershon took control (75–100% of shares)
Companies House
2019
18 June 2019
- FCA warned the public about a scam impersonating this firm
FCA warning list
2018
8 October 2018
- Changed its registered name from "Watchtower Investments Limited"
FCA register
2016
13 December 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
6 April 2016
- Michael Philip Gershon became the majority owner (50–75% of shares)
Companies House
1972
25 August 1972
- Incorporated at Companies House
Companies House
In the full report: all 18 events
- All 18 events in its history (8 shown here)
- Every director appointment and resignation: 8
Firms connected to Watchtower Finance
Other FCA-listed firms that share a director, phone number or address with Watchtower Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 4
- share its phone number
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (4), the same phone number (4), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Watchtower Finance
Other firms of the same type (mortgage lender), nearest first.
In Watford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Watchtower Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Watchtower Finance been in business?
What do Watchtower Finance’s latest accounts show?
Does Watchtower Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: Watchtower Finance Limited fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk