Centric Mortgage Finance Ltd
Reference number: 594675
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 December 2025
Responsible principal firm
Mortgage Force (UK) Ltd Reference number: 843041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Centric Mortgage Finance Ltd (FRN 594675) is an AR of Mortgage Force (UK) Ltd (FRN 843041). When you use Centric Mortgage Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Centric Mortgage Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Unit 5.3 & 5.4, 5th Floor, 46 New Broad Street, LONDON, EC2M 1JH, United Kingdom
In the full report: 3 background checks
- When centricmf.co.uk first appeared online, and whether it can receive email
- What kind of line 07967 748205 is
- Who else gives the postcode EC2M 1JH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Force (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08337754 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 December 2012 (13 years old)
- Registered office
- 58 Southfields Road, West Kingsdown, Sevenoaks, Kent, TN15 6LE
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nicholas Edward Harris | Director | Oct 1975 | 20 Dec 2012 | None |
| Jacqueline Harris | Secretary | Not published | 20 Dec 2012 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Turnover
£248k
<1% from £246k
Net assets
£9,503
−44% from £17.1k
Employees (average)
2
Same as 2
Turnover
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08337754. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Centric Mortgage Finance’s history from the FCA register and Companies House, newest first.
2016
20 December 2016
- Jacqueline Harris became a part-owner (25–50% of shares)
- Nicholas Edward Harris became the majority owner (50–75% of shares)
Companies House
2013
21 January 2013
- Became an appointed representative
FCA register
2012
20 December 2012
- Incorporated at Companies House
- Nicholas Edward Harris appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Centric Mortgage Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Centric Mortgage Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 5 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Centric Mortgage Finance Ltd FCA authorised?
What does appointed representative mean for Centric Mortgage Finance?
What is Centric Mortgage Finance’s phone number and website?
Is Centric Mortgage Finance a scam or clone?
Is my money safe with Centric Mortgage Finance?
Who owns Centric Mortgage Finance?
Who runs Centric Mortgage Finance?
How long has Centric Mortgage Finance been in business?
What do Centric Mortgage Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk