Certified Public Accountants Association

Reference number: 535861

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Certified Public Accountants Association (FRN 535861) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Certified Public Accountants Association's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Certified Public Accountants Association, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cpaa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01204 693988 is
  • Who else gives the postcode BL6 5AG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Association of Public Certified Accountants Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
10 October 1997 (29 years old)
Registered office
105 - 109 New Street, Blackrod, Bolton, BL6 5AG, England
Nature of business
  • Activities of professional membership organisations (SIC 94120)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Norman Schei Director Sep 1957 16 Apr 2011 7 other companies
Alison Jane Hale Director Nov 1963 28 Sep 2013 3 other companies
Michael Jeffery William Fuller Director Jan 1953 25 Aug 2017 None
Russell Mark Cooper Director Sep 1966 6 Sep 2019 6 other companies
Lee Stephen Haywood Director Apr 1992 6 Sep 2019 None
Peter Charles Hall Director Jun 1961 22 Sep 2025 2 other companies
Paul Vernon Cooper Director Jul 1958 7 Sep 2026 23 other companies
Lee Stephen Haywood Secretary Not published 2 Sep 2016 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
41
closed down
18
still active
23

In the full report: all 41 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 30 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Turnover

£941k

+13% from £834k

Profit before tax

£43.1k

Up £42.4k from £693

Net assets

£1.01m

+4.2% from £971k

Cash at bank

£605k

+14% from £533k

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03448159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Certified Public Accountants Association’s history from the FCA register and Companies House, newest first.

2019

23 January 2019

  • Changed its registered name from "Association of Public Certified Accountants"

FCA register

2010

14 December 2010

  • Board replaced: all 7 directors left and 5 new directors took over

Companies House

15 November 2010

  • Became an appointed representative

FCA register

1997

10 October 1997

  • Incorporated at Companies House

Companies House

In the full report: all 63 events

  • All 63 events in its history (4 shown here)
  • Every director appointment and resignation: 59
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Firms like Certified Public Accountants Association

Other firms of the same type (insurance broker), nearest first.

In Bolton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Certified Public Accountants Association

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 41 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 63 events in its history

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Frequently asked questions about this firm

Is Certified Public Accountants Association FCA authorised?
Certified Public Accountants Association (FRN 535861) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Certified Public Accountants Association?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Certified Public Accountants Association (FRN 535861) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Certified Public Accountants Association's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Certified Public Accountants Association, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Certified Public Accountants Association’s phone number and website?
The FCA register lists the phone number 01204 693988 and the website cpaa.co.uk for Certified Public Accountants Association. If you were given different contact details, use these to check with the firm before going any further.
Is Certified Public Accountants Association a scam or clone?
Certified Public Accountants Association is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Certified Public Accountants Association?
Protection works through Howden UK Brokers Limited, the principal firm responsible for Certified Public Accountants Association's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Certified Public Accountants Association?
Companies House lists 7 directors of Certified Public Accountants Association: Christopher Norman Schei, Alison Jane Hale, Michael Jeffery William Fuller, Russell Mark Cooper, Lee Stephen Haywood, Peter Charles Hall and 1 more.
How long has Certified Public Accountants Association been in business?
The company was formed on 10 October 1997.
What do Certified Public Accountants Association’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £941k (+13% from £834k) and profit before tax of £43.1k (up £42.4k from £693).
Does Certified Public Accountants Association use any other names?
It has previously used the name Association of Public Certified Accountants.

Sources and links

The full report on Certified Public Accountants Association

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