Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 1997
- Accounts filed up to 31 December 2025
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Certified Public Accountants Association (FRN 535861) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Certified Public Accountants Association's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Certified Public Accountants Association, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
105-109 New Street, Blackrod, Bolton, BL6 5AG, England
In the full report: 3 background checks
- When cpaa.co.uk first appeared online, and whether it can receive email
- What kind of line 01204 693988 is
- Who else gives the postcode BL6 5AG
Other names (1)
If you were contacted under any of these names, it is this firm.
- Association of Public Certified Accountants Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03448159 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 10 October 1997 (29 years old)
- Registered office
- 105 - 109 New Street, Blackrod, Bolton, BL6 5AG, England
- Nature of business
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- Activities of professional membership organisations (SIC 94120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Norman Schei | Director | Sep 1957 | 16 Apr 2011 | 7 other companies |
| Alison Jane Hale | Director | Nov 1963 | 28 Sep 2013 | 3 other companies |
| Michael Jeffery William Fuller | Director | Jan 1953 | 25 Aug 2017 | None |
| Russell Mark Cooper | Director | Sep 1966 | 6 Sep 2019 | 6 other companies |
| Lee Stephen Haywood | Director | Apr 1992 | 6 Sep 2019 | None |
| Peter Charles Hall | Director | Jun 1961 | 22 Sep 2025 | 2 other companies |
| Paul Vernon Cooper | Director | Jul 1958 | 7 Sep 2026 | 23 other companies |
| Lee Stephen Haywood | Secretary | Not published | 2 Sep 2016 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 18
- still active
- 23
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 30 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£941k
+13% from £834k
Profit before tax
£43.1k
Up £42.4k from £693
Net assets
£1.01m
+4.2% from £971k
Cash at bank
£605k
+14% from £533k
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03448159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Certified Public Accountants Association’s history from the FCA register and Companies House, newest first.
2019
23 January 2019
- Changed its registered name from "Association of Public Certified Accountants"
FCA register
2010
14 December 2010
- Board replaced: all 7 directors left and 5 new directors took over
Companies House
15 November 2010
- Became an appointed representative
FCA register
1997
10 October 1997
- Incorporated at Companies House
Companies House
In the full report: all 63 events
- All 63 events in its history (4 shown here)
- Every director appointment and resignation: 59
Firms like Certified Public Accountants Association
Other firms of the same type (insurance broker), nearest first.
In Bolton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Certified Public Accountants Association
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 63 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk