Chamber Acorn Fund (Humber) Ltd

Reference number: 723163

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chamberacornfund.com first appeared online, and whether it can receive email
  • What kind of line 01482 324976 is, and the other firm that gives it
  • Who else gives the postcode HU3 1YE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Acorn Fund Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05090311
Company status
Active
Company type
Private company limited by guarantee
Incorporated
31 March 2004 (22 years old)
Registered office
34-38 Beverley Road, Hull, East Yorkshire, HU3 1YE
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Spencer Kelly Director Dec 1964 14 Apr 2004 23 other companies
HULL & HUMBER CHAMBER OF COMMERCE INDUSTRY & SHIPPING Corporate director Not published 9 Dec 2013 None
Howard O'Neill Director Jul 1954 7 Oct 2015 5 other companies
Craig Ross William Simpson Director Apr 1958 24 Nov 2016 5 other companies
Samantha Elise Dennison Director Aug 1973 15 Jan 2018 1 other company
Samantha Elise Dennison Secretary Not published 24 Nov 2014 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
8
are FCA-registered
5

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 5 companies these 5 directors run together
  • All 26 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£4.49m

+1% from £4.45m

Cash at bank

£164k

−65% from £469k

Employees (average)

0

Same as 0

Owed within a year

£6,140

−37% from £9,672

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05090311. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chamber Acorn Fund (Humber)’s history from the FCA register and Companies House, newest first.

Key events (3) All events (52)

2016

4 August 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

31 March 2004

  • Incorporated at Companies House

Companies House

In the full report: all 52 events

  • All 52 events in its history (3 shown here)
  • Every director appointment and resignation: 46
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Firms connected to Chamber Acorn Fund (Humber)

Other FCA-listed firms that share a director, phone number or address with Chamber Acorn Fund (Humber). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Chamber Acorn Fund (Humber)

Other firms of the same type (lender), nearest first.

In Hull

Hu Loans LtdHullAuthorisedLynne Margaret HaguesHullAuthorisedMark Waind RobinsonHullAuthorisedPamela Thresh Finance LimitedHullAuthorisedRoger Colin Waudby and Angela Jane WaudbyHullAuthorisedT.l.thresh LimitedHullAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chamber Acorn Fund (Humber)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 52 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chamber Acorn Fund (Humber) Ltd FCA authorised?
Yes, Chamber Acorn Fund (Humber) Ltd (FRN 723163) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Chamber Acorn Fund (Humber)’s phone number and website?
The FCA register lists the phone number 01482 324976 and the website chamberacornfund.com for Chamber Acorn Fund (Humber). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Chamber Acorn Fund (Humber) a scam or clone?
Chamber Acorn Fund (Humber) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chamber Acorn Fund (Humber)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Chamber Acorn Fund (Humber) handles your money, so check the specific product before you commit. You can also refer complaints about Chamber Acorn Fund (Humber) to the Financial Ombudsman Service, free of charge.
Who runs Chamber Acorn Fund (Humber)?
Companies House lists 5 directors of Chamber Acorn Fund (Humber): Ian Spencer Kelly, Hull & Humber Chamber of Commerce Industry & Shipping, Howard O'Neill, Craig Ross William Simpson and Samantha Elise Dennison.
How long has Chamber Acorn Fund (Humber) been in business?
The company was formed on 31 March 2004, and has held its current FCA authorisation since August 2016.
What do Chamber Acorn Fund (Humber)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £4.49m (+1% from £4.45m) and cash at bank of £164k (−65% from £469k).
Does Chamber Acorn Fund (Humber) use any other names?
It trades as Acorn Fund.

Sources and links

The full report on Chamber Acorn Fund (Humber) Ltd

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