Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Focal Business Group, 4A Church Street, Market Harborough, Leicestershire, LE16 7AA, United Kingdom
In the full report: 2 background checks
- What kind of line 0800 112 0880 is, and the other firm that gives it
- Who else gives the postcode LE16 7AA
Other names (12)
If you were contacted under any of these names, it is this firm.
- Cash Converters Trading name: A name it trades under now.
- Cash Converters Ashton Former trading name: A name it used to trade under.
- Cash Converters Burton Former trading name: A name it used to trade under.
- Cash Converters Derby Former trading name: A name it used to trade under.
- Cash converters Hyde Former trading name: A name it used to trade under.
- Cash Converters Levenshulme Former trading name: A name it used to trade under.
- Cash Converters Nottingham Former trading name: A name it used to trade under.
- Cash converters Oldham Former trading name: A name it used to trade under.
- Cash converters Rochdale Former trading name: A name it used to trade under.
- Cash Converters Stockport Former trading name: A name it used to trade under.
- Cash Converters Warrington Former trading name: A name it used to trade under.
- Cash Converters Widnes Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10171235 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 May 2016 (10 years old)
- Registered office
- 4a Church Street, Market Harborough, Leicestershire, LE16 7AA, United Kingdom
- Nature of business
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- Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Thomson | Director | Oct 1965 | 10 May 2016 | None |
| Emma Michelle Thomson | Director | May 1970 | 1 Apr 2026 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£3.17m
+61% from £1.97m
Cash at bank
£3.02m
Up £2.81m from £207k
Employees (average)
46
−34% from 70
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10171235. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Chamjoe Trading’s history from the FCA register and Companies House, newest first.
2025
7 October 2025
- Emma Michelle Thomson became a part-owner (25–50% of shares)
Companies House
2017
9 May 2017
- David Thomson became a part-owner (25–50% of shares)
Companies House
2016
15 December 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
10 May 2016
- Incorporated at Companies House
Companies House
In the full report: all 33 events
- All 33 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms connected to Chamjoe Trading
Other FCA-listed firms that share a director, phone number or address with Chamjoe Trading. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Chamjoe Trading
Other firms of the same type (lender), nearest first.
In Market Harborough
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Chamjoe Trading
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 33 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk