Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Welland House, 15-17 The Square, Market Harborough, Leicestershire, LE16 7PD, United Kingdom
In the full report: 3 background checks
- When mhbs.co.uk first appeared online, and whether it can receive email
- What kind of line 01858 412412 is, and the other firm that gives it
- Who else gives the postcode LE16 7PD
Other names (1)
If you were contacted under any of these names, it is this firm.
- MARKET HARBOROUGH MORTGAGES LIMITED Former name: A name it was registered under before.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02956027 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 August 1994 (32 years old)
- Registered office
- Welland House, The Square, Market Harborough, Leics, LE16 7PD
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Iain Kirkpatrick | Director | Jul 1972 | 19 Sep 2022 | None |
| Lesley Jane Titcomb | Director | Jun 1961 | 1 Feb 2024 | 8 other companies |
| Mark Stewart Record | Director | Jan 1960 | 3 Aug 2026 | None |
| Cara Louise Peabody | Secretary | Not published | 29 Jul 2026 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 2
- are FCA-registered
- 3
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 17 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£0
No earlier figure to compare
Profit before tax
£0
No earlier figure to compare
Net assets
£1.18m
No earlier figure to compare
Cash at bank
£0
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02956027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nestra Lending’s history from the FCA register and Companies House, newest first.
2026
24 April 2026
- Changed its registered name from "MARKET HARBOROUGH MORTGAGES LIMITED"
FCA register
2016
6 April 2016
- Market Harborough Building Society took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2004
31 October 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1994
5 August 1994
- Incorporated at Companies House
Companies House
In the full report: all 40 events
- All 40 events in its history (6 shown here)
- Every director appointment and resignation: 31
Firms connected to Nestra Lending
Other FCA-listed firms that share a director, phone number or address with Nestra Lending. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
- 2 past links through former directors
Firms like Nestra Lending
Other firms of the same type (lender), nearest first.
In Market Harborough
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nestra Lending
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- All 40 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Nestra Lending’s latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk