Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 30 April 2025
Responsible principal firm
Champion Insurance Group Limited Reference number: 520977 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Champion Health & Benefits Limited (FRN 968593) is an AR of Champion Insurance Group Limited (FRN 520977). When you use Champion Health & Benefits's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Champion Health & Benefits, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1 Worsley Court, High Street, Worsley, Manchester, M28 3NJ, United Kingdom
In the full report: 3 background checks
- When champion-insurance.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 703 2500 is, and the other firm that gives it
- Who else gives the postcode M28 3NJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Champion Insurance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13552815 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 August 2021 (5 years old)
- Registered office
- 7th Floor, The St Botolph Building, 138 Houndsditch, London, EC3A 7AW, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel Liam Maloney | Director | Dec 1979 | 6 Aug 2021 | 2 other companies |
| Edward Barnes | Director | Jan 1989 | 9 Aug 2022 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£6,380
Up £32.6k from −£26.3k
Cash at bank
£86.7k
+186% from £30.3k
Owed within a year
£80.5k
+42% from £56.6k
Total equity
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13552815. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Champion Health & Benefits’s history from the FCA register and Companies House, newest first.
2022
25 January 2022
- Became an appointed representative
FCA register
2021
6 August 2021
- Incorporated at Companies House
- Champion Insurance Group Limited took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 6
Firms connected to Champion Health & Benefits
Other FCA-listed firms that share a director, phone number or address with Champion Health & Benefits. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 1
- share its phone number
- 1
In the full report: all 5 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Champion Health & Benefits
Other firms of the same type (insurance broker), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Champion Health & Benefits
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 9 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Champion Health & Benefits been in business?
What do Champion Health & Benefits’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk