Charles Derby Mortgage Bureau Ltd
Reference number: 766132
Instant download
No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 2 December 2016.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
charlesderbymortgagebureau.com
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Last known phone number
01245 951198
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Last known address
Saxon House, 27 Duke Street, Chelmsford, Essex, CM1 1HT, United Kingdom
In the full report: 3 background checks
- When charlesderbymortgagebureau.com first appeared online, and whether it can receive email
- What kind of line 01245 951198 is
- Who else gives the postcode CM1 1HT
Other names (14)
If you were contacted under any of these names, it is this firm.
- CDMB Trading name: A name it trades under now.
- Aston James Bespoke Mortgages Former trading name: A name it used to trade under.
- Charles Derby Former trading name: A name it used to trade under.
- Cheam Mortgages Former trading name: A name it used to trade under.
- Creating Mortgage Solutions Former trading name: A name it used to trade under.
- Derby Hurst Former trading name: A name it used to trade under.
- Gottlicher Financial Former trading name: A name it used to trade under.
- Hurst Partners Former trading name: A name it used to trade under.
- Insuring You Former trading name: A name it used to trade under.
- Kelly Financial Former trading name: A name it used to trade under.
- Laburnum Associates Former trading name: A name it used to trade under.
- Mortgage World Former trading name: A name it used to trade under.
- Orchardview Financials Former trading name: A name it used to trade under.
- Streets Ahead Mortgages Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- CHARLES DERBY MORTGAGE BUREAU LIMITED
- Company number
- 09682092 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 July 2015 (11 years old)
- Registered office
- Middleborough House, 16 Middleborough, Colchester, Essex, CO1 1QT, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Roger Anthony Lane | Director | Sep 1952 | 13 Jul 2015 | 14 other companies |
| Peter Patrick Matthews | Director | Apr 1959 | 24 Feb 2017 | 10 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 24
- closed down
- 10
- went insolvent
- 2
In the full report: all 24 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- The 2 that went into liquidation or administration
- The 2 on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£134k
Up £9,924 from −£143k
Cash at bank
£220
−94% from £3,842
Employees (average)
0
−100% from 1
Owed within a year
£1,779
Up £1,279 from £500
Net assets are negative: on its last balance sheet the company owed £134k more than it owned.
Assets and liabilities
In the full report: all 8 years of accounts
- Every year from 2019 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09682092. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Charles Derby Mortgage Bureau’s history from the FCA register and Companies House, newest first.
2017
24 February 2017
- Roger Anthony Lane became a part-owner (25–50% of shares)
Companies House
2016
2 December 2016
- Stopped being an appointed representative
FCA register
2015
13 July 2015
- Incorporated at Companies House
Companies House
In the full report: all 42 events
- All 42 events in its history (3 shown here)
- Every director appointment and resignation: 12
Firms connected to Charles Derby Mortgage Bureau
Other FCA-listed firms that share a director, phone number or address with Charles Derby Mortgage Bureau. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Charles Derby Mortgage Bureau
Other firms of the same type (mortgage adviser or broker), nearest first.
In Chelmsford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Charles Derby Mortgage Bureau
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 24 other companies its directors have run, named
- 3 background checks on its contact details
- 8 years of accounts, charted
- All 42 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Charles Derby Mortgage Bureau Ltd FCA authorised?
Is Charles Derby Mortgage Bureau a scam or clone?
Is my money safe with Charles Derby Mortgage Bureau?
Who owns Charles Derby Mortgage Bureau?
Who runs Charles Derby Mortgage Bureau?
How long has Charles Derby Mortgage Bureau been in business?
What do Charles Derby Mortgage Bureau’s latest accounts show?
Does Charles Derby Mortgage Bureau use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk