Charles Louis Mortgage Advisers Ltd

Reference number: 759660

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When charleslouis.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 959 0166 is, and the other firm that gives it
  • Who else gives the postcode BL0 9HX
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 March 2016 (10 years old)
Registered office
4 Bolton Street, Ramsbottom, Bury, BL0 9HX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Micheal David Cookson Director Feb 1979 24 Mar 2016 7 other companies
Alice Jane Jobling Director Jun 1979 24 Mar 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
run together
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 23 September 2025Small company accountsNot audited

Net assets

£19.6k

Up £20.1k from −£507

Cash at bank

£10.4k

Up £10.3k from £59

Employees (average)

3

−25% from 4

Owed within a year

£94.9k

+25% from £76.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10082697. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Charles Louis Mortgage Advisers’s history from the FCA register and Companies House, newest first.

2021

10 September 2021

  • Alice Jane Jobling became a part-owner (25–50% of shares)

Companies House

2017

12 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Micheal David Cookson became a part-owner (25–50% of shares)

Companies House

24 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Charles Louis Mortgage Advisers

Other FCA-listed firms that share a director, phone number or address with Charles Louis Mortgage Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Charles Louis Mortgage Advisers

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Charles Louis Mortgage Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Charles Louis Mortgage Advisers Ltd FCA authorised?
Yes, Charles Louis Mortgage Advisers Ltd (FRN 759660) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Charles Louis Mortgage Advisers’ phone number and website?
The FCA register lists the phone number 0161 959 0166 and the website charleslouis.co.uk for Charles Louis Mortgage Advisers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Charles Louis Mortgage Advisers a scam or clone?
Charles Louis Mortgage Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Charles Louis Mortgage Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Charles Louis Mortgage Advisers to the Financial Ombudsman Service, free of charge.
Who owns Charles Louis Mortgage Advisers?
Companies House lists 2 people with significant control of Charles Louis Mortgage Advisers: Ms Alice Jane Jobling (25–50% of shares) and Mr Micheal David Cookson (25–50% of shares).
Who runs Charles Louis Mortgage Advisers?
Companies House lists 2 directors of Charles Louis Mortgage Advisers: Micheal David Cookson and Alice Jane Jobling.
How long has Charles Louis Mortgage Advisers been in business?
The company was formed on 24 March 2016, and has held its current FCA authorisation since May 2017.
What do Charles Louis Mortgage Advisers’ latest accounts show?
Its latest accounts, to 23 September 2025, show net assets of £19.6k (up £20.1k from −£507) and cash at bank of £10.4k (up £10.3k from £59).

Sources and links

The full report on Charles Louis Mortgage Advisers Ltd

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