Cheshire Financial & Family Services Limited

Reference number: 1018055

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CHESHIRE FINANCIAL & FAMILY SERVICES LIMITED (FRN 1018055) is an AR of The Right Mortgage Limited (FRN 649443). When you use CHESHIRE FINANCIAL & FAMILY SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CHESHIRE FINANCIAL & FAMILY SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01260 413118

  • Address

    3 Brownlow Hall Mews, Brook Lane, Moreton Cum Alcumlow, Congleton, Cheshire East, CW12 4TJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01260 413118 is
  • Who else gives the postcode CW12 4TJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aspire Financial Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12213041
Company status
Active
Company type
Private limited company
Incorporated
18 September 2019 (7 years old)
Registered office
3 Brownlow Hall Mews, Brook Lane, Moreton Cum Alcumlow, Congleton, CW12 4TJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Lindis Pattison-Tadman Director Jul 1959 18 Sep 2019 None
Richard Tadman Director Sep 1959 18 Sep 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Employees (average)

4

Same as 4

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12213041. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cheshire Financial & Family Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

29 August 2024

  • Became an appointed representative

FCA register

2019

18 September 2019

  • Incorporated at Companies House
  • Lindis Pattison-Tadman became a part-owner (25–50% of shares)
  • Richard Tadman became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Cheshire Financial & Family Services

Other firms of the same type (funeral director), nearest first.

In Congleton

Alan Finneron Funeral Directors LtdCongletonAppointed representativeLarvin-Clegg Funeral Directors LtdCongletonAppointed representative

In the Crewe (CW) postcode area

Dodgson & Bell Funeral Services LimitedNorthwichAppointed representativeFowles Funeral Services LimitedCreweAppointed representativeGavin Palin Funeral Services LtdNantwichAppointed representativeJacqueline Wilson Independent Funeral Services LimitedTarporleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cheshire Financial & Family Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Cheshire Financial & Family Services Limited FCA authorised?
Cheshire Financial & Family Services Limited (FRN 1018055) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cheshire Financial & Family Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cheshire Financial & Family Services Limited (FRN 1018055) is an AR of The Right Mortgage Limited (FRN 649443). When you use Cheshire Financial & Family Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cheshire Financial & Family Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cheshire Financial & Family Services’ phone number?
The FCA register lists the phone number 01260 413118 for Cheshire Financial & Family Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cheshire Financial & Family Services a scam or clone?
Cheshire Financial & Family Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cheshire Financial & Family Services?
Protection works through The Right Mortgage Limited, the principal firm responsible for Cheshire Financial & Family Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cheshire Financial & Family Services?
Companies House lists 2 people with significant control of Cheshire Financial & Family Services: Mr Richard Tadman (25–50% of shares) and Mrs Lindis Pattison-Tadman (25–50% of shares).
Who runs Cheshire Financial & Family Services?
Companies House lists 2 directors of Cheshire Financial & Family Services: Lindis Pattison-Tadman and Richard Tadman.
How long has Cheshire Financial & Family Services been in business?
The company was formed on 18 September 2019.
What do Cheshire Financial & Family Services’ latest accounts show?
Does Cheshire Financial & Family Services use any other names?
It trades as Aspire Financial Services.

Sources and links

The full report on Cheshire Financial & Family Services Limited

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