Gavin Palin Funeral Services Ltd

Reference number: 816381

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GAVIN PALIN FUNERAL SERVICES LTD (FRN 816381) is an AR of Golden Charter Limited (FRN 965279). When you use GAVIN PALIN FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GAVIN PALIN FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gavinpalinfuneralservices.com first appeared online, and whether it can receive email
  • What kind of line 01270 624153 is
  • Who else gives the postcode CW5 5QE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10675878
Company status
Active
Company type
Private limited company
Incorporated
17 March 2017 (9 years old)
Registered office
68 James Hall Street, Nantwich, Cheshire, CW5 5QE, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Gavin Todd Palin Director Dec 1966 17 Mar 2017 1 other company
Paula Mavis Palin Director Aug 1968 17 Mar 2017 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£651k

+12% from £582k

Cash at bank

£362k

No earlier figure to compare

Employees (average)

5

Same as 5

Owed within a year

£361k

−2.3% from £370k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10675878. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gavin Palin Funeral Services’s history from the FCA register and Companies House, newest first.

2018

14 August 2018

  • Became an appointed representative

FCA register

2017

17 March 2017

  • Incorporated at Companies House
  • Gavin Todd Palin became a part-owner (25–50% of shares)
  • Paula Mavis Palin became a part-owner (25–50% of shares)
  • Gavin Todd Palin appointed as a director
  • Paula Mavis Palin appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Gavin Palin Funeral Services

Other firms of the same type (funeral director), nearest first.

In Nantwich

Mr GJ & Mrs CM TresidderNantwichAppointed representative

In the Crewe (CW) postcode area

Alan Finneron Funeral Directors LtdCongletonAppointed representativeCheshire Financial & Family Services LimitedCongletonAppointed representativeDodgson & Bell Funeral Services LimitedNorthwichAppointed representativeFowles Funeral Services LimitedCreweAppointed representativeJacqueline Wilson Independent Funeral Services LimitedTarporleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gavin Palin Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Gavin Palin Funeral Services Ltd FCA authorised?
Gavin Palin Funeral Services Ltd (FRN 816381) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gavin Palin Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gavin Palin Funeral Services Ltd (FRN 816381) is an AR of Golden Charter Limited (FRN 965279). When you use Gavin Palin Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gavin Palin Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gavin Palin Funeral Services’ phone number and website?
The FCA register lists the phone number 01270 624153 and the website gavinpalinfuneralservices.com for Gavin Palin Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Gavin Palin Funeral Services a scam or clone?
Gavin Palin Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gavin Palin Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Gavin Palin Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gavin Palin Funeral Services?
Companies House lists 2 people with significant control of Gavin Palin Funeral Services: Mrs Paula Mavis Palin (25–50% of shares) and Mr Gavin Todd Palin (25–50% of shares).
Who runs Gavin Palin Funeral Services?
Companies House lists 2 directors of Gavin Palin Funeral Services: Gavin Todd Palin and Paula Mavis Palin.
How long has Gavin Palin Funeral Services been in business?
The company was formed on 17 March 2017.
What do Gavin Palin Funeral Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £651k (+12% from £582k) and cash at bank of £362k (no earlier figure to compare).

Sources and links

The full report on Gavin Palin Funeral Services Ltd

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