Cheshire Garden Buildings Ltd

Reference number: 976241

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Cheshire Garden Buildings Ltd (FRN 976241) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Cheshire Garden Buildings.
  • Example: if Cheshire Garden Buildings refers you to a financial adviser, the advice should come from the principal firm, not from Cheshire Garden Buildings itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cgb-ltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01625 530559 is
  • Who else gives the postcode SK12 1BY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 July 2014 (12 years old)
Registered office
21 Hollowgate, Rotherham, South Yorkshire, S60 2LE
Nature of business
  • Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials (SIC 16290)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Vernon Director Sep 1969 8 Jul 2014 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
1
went insolvent
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£135k

No earlier figure to compare

Cash at bank

£17.2k

+354% from £3,800

Employees (average)

4

Same as 4

Owed within a year

£161k

+7.2% from £150k

Net assets are negative: on its last balance sheet the company owed £135k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09120631. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cheshire Garden Buildings’s history from the FCA register and Companies House, newest first.

2022

23 May 2022

  • Became an introducer appointed representative

FCA register

2021

14 September 2021

  • Richard Firth stopped being a part-owner

Companies House

2016

1 July 2016

  • Graham Vernon became a part-owner (25–50% of shares)
  • Richard Firth became a part-owner (25–50% of shares)

Companies House

2014

8 July 2014

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Cheshire Garden Buildings

Other firms of the same type (credit broker), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cheshire Garden Buildings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cheshire Garden Buildings Ltd FCA authorised?
Cheshire Garden Buildings Ltd (FRN 976241) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cheshire Garden Buildings?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cheshire Garden Buildings Ltd (FRN 976241) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Cheshire Garden Buildings. Example: if Cheshire Garden Buildings refers you to a financial adviser, the advice should come from the principal firm, not from Cheshire Garden Buildings itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cheshire Garden Buildings’ phone number and website?
The FCA register lists the phone number 01625 530559 and the website cgb-ltd.co.uk for Cheshire Garden Buildings. If you were given different contact details, use these to check with the firm before going any further.
Is Cheshire Garden Buildings a scam or clone?
Cheshire Garden Buildings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cheshire Garden Buildings?
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Cheshire Garden Buildings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cheshire Garden Buildings?
Companies House lists one person with significant control of Cheshire Garden Buildings: Mr Graham Vernon (25–50% of shares). Before that, it was controlled by Mr Richard Firth.
Who runs Cheshire Garden Buildings?
Companies House lists one director of Cheshire Garden Buildings: Graham Vernon.
How long has Cheshire Garden Buildings been in business?
The company was formed on 8 July 2014.
What do Cheshire Garden Buildings’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£135k (no earlier figure to compare) and cash at bank of £17.2k (+354% from £3,800).

Sources and links

The full report on Cheshire Garden Buildings Ltd

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