Chris Days Mortgages Ltd

Reference number: 999650

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Progress F S Ltd Reference number: 841523 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chris Days Mortgages Ltd (FRN 999650) is an AR of Progress F S Ltd (FRN 841523). When you use Chris Days Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chris Days Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gomortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 01253 935050 is
  • Who else gives the postcode FY5 3QL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • GoMortgage Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Progress F S Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12240745
Company status
Active
Company type
Private limited company
Incorporated
3 October 2019 (7 years old)
Registered office
105 Garstang Road, Preston, Lancashire, PR1 1LD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Days Director Jan 1983 3 Oct 2019 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 October 2023Micro-entity accountsNot audited

Net assets

−£7,357

−152% from £14.2k

Employees (average)

3

Same as 3

Owed within a year

£50.0k

+45% from £34.5k

Net assets are negative: on its last balance sheet the company owed £7,357 more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12240745. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chris Days Mortgages’s history from the FCA register and Companies House, newest first.

2023

23 October 2023

  • Began trading as "GoMortgage"

FCA register

13 July 2023

  • Became an appointed representative

FCA register

2019

3 October 2019

  • Incorporated at Companies House
  • Christopher John Days took control (75–100% of shares)
  • Christopher John Days appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Chris Days Mortgages

Other FCA-listed firms that share a director, phone number or address with Chris Days Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Chris Days Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Thornton-Cleveleys

Burrows Financial Services LimitedThornton-CleveleysAppointed representativeUnique Mortgage & Life Solutions LtdThornton-CleveleysAppointed representative

In the Blackpool (FY) postcode area

Adelle McNivenLytham St. AnnesAppointed representativeChoices Mortgage Centre LtdBlackpoolAppointed representativeDmacdonald Mortgages LtdBlackpoolAppointed representativeFylde Mortgages & Protection LimitedLytham St. AnnesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chris Days Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Chris Days Mortgages Ltd FCA authorised?
Chris Days Mortgages Ltd (FRN 999650) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chris Days Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chris Days Mortgages Ltd (FRN 999650) is an AR of Progress F S Ltd (FRN 841523). When you use Chris Days Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chris Days Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chris Days Mortgages’ phone number and website?
The FCA register lists the phone number 01253 935050 and the website gomortgage.co.uk for Chris Days Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Chris Days Mortgages a scam or clone?
Chris Days Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chris Days Mortgages?
Protection works through Progress F S Ltd, the principal firm responsible for Chris Days Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chris Days Mortgages?
Companies House lists one person with significant control of Chris Days Mortgages: Mr Christopher John Days (75–100% of shares).
Who runs Chris Days Mortgages?
Companies House lists one director of Chris Days Mortgages: Christopher John Days.
How long has Chris Days Mortgages been in business?
The company was formed on 3 October 2019.
What do Chris Days Mortgages’ latest accounts show?
Its latest accounts, to 31 October 2023, show net assets of −£7,357 (−152% from £14.2k).
Does Chris Days Mortgages use any other names?
It trades as GoMortgage.

Sources and links

The full report on Chris Days Mortgages Ltd

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