Christopher Francis Rowe

Reference number: 981650

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Appointed representative

Christopher Francis Rowe does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Excel Finance Solutions Ltd Reference number: 729563 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Christopher Francis Rowe (FRN 981650) is an AR of Excel Finance Solutions Ltd (FRN 729563). When you use Christopher Francis Rowe's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Christopher Francis Rowe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01435 810314

  • Address

    1, Meadow Rise,Horam,Heathfield, TN21 0LZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01435 810314 is
  • Who else gives the postcode TN21 0LZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • East Sussex Asset Finance Trading name
  • Excel Finance Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Excel Finance Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Christopher Francis Rowe’s history from the FCA register and Companies House, newest first.

2022

24 August 2022

  • Became an appointed representative
  • Began trading as "East Sussex Asset Finance"
  • Began trading as "Excel Finance Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Christopher Francis Rowe

Other firms of the same type (credit broker), nearest first.

In the Tonbridge (TN) postcode area

Baksish S SidhuTunbridge WellsAppointed representativeCharles BickhamHeathfieldAppointed representativeChristopher CourtmanHeathfieldAppointed representativeClearways Sales LtdSevenoaksAppointed representativeDavid VidlerSt. Leonards-on-SeaAppointed representativeGoldfinch Business Finance LimitedTunbridge WellsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Christopher Francis Rowe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Christopher Francis Rowe FCA authorised?
Christopher Francis Rowe (FRN 981650) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Christopher Francis Rowe?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Christopher Francis Rowe (FRN 981650) is an AR of Excel Finance Solutions Ltd (FRN 729563). When you use Christopher Francis Rowe's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Christopher Francis Rowe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Christopher Francis Rowe’s phone number?
The FCA register lists the phone number 01435 810314 for Christopher Francis Rowe. If you were given different contact details, use these to check with the firm before going any further.
Is Christopher Francis Rowe a scam or clone?
Christopher Francis Rowe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Christopher Francis Rowe?
Protection works through Excel Finance Solutions Ltd, the principal firm responsible for Christopher Francis Rowe's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Christopher Francis Rowe use any other names?
It trades as East Sussex Asset Finance and Excel Finance Solutions.

Sources and links

The full report on Christopher Francis Rowe

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