Excel Finance Solutions Ltd

Reference number: 729563

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When excel-finance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07775 644681 is
  • Who else gives the postcode OX9 3GE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Oakley Asset Finance limited Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06481165
Company status
Active
Company type
Private limited company
Incorporated
23 January 2008 (18 years old)
Registered office
15 Fords Croft, Thame, Oxford, OX9 3GE, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Allan Addison Director Jun 1973 23 Jan 2008 2 other companies
Lorraine Gayle Addison Director Jun 1975 1 Jul 2013 1 other company
Chloe Louise Addison Director Nov 1998 25 Jan 2020 None
Lorraine Gayle Addison Secretary Not published 23 Jan 2008 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£240k

−21% from £303k

Cash at bank

£244k

−16% from £292k

Employees (average)

4

Same as 4

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06481165. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Excel Finance Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2018

24 July 2018

  • Changed its registered name from "Oakley Asset Finance limited"

FCA register

2017

23 January 2017

  • Lorraine Addison became a part-owner (25–50% of shares)
  • Michael Allan Addison became a part-owner (25–50% of shares)

Companies House

2016

29 April 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

23 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Excel Finance Solutions

Other FCA-listed firms that share a director, phone number or address with Excel Finance Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Excel Finance Solutions

Other firms of the same type (credit broker), nearest first.

In Thame

Morag HagueThameAppointed representativeFarol LimitedThameAuthorisedKubota (U.K.) LimitedThameAuthorisedLeaseStuff LtdThameAuthorisedMan and Machine LimitedThameAuthorisedThe Oxfordshire Golf Club LimitedThameAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Excel Finance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Excel Finance Solutions Ltd FCA authorised?
Yes, Excel Finance Solutions Ltd (FRN 729563) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Excel Finance Solutions’ phone number and website?
The FCA register lists the phone number 07775 644681 and the website excel-finance.co.uk for Excel Finance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Excel Finance Solutions a scam or clone?
Excel Finance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Excel Finance Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Excel Finance Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Excel Finance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Excel Finance Solutions?
Companies House lists 2 people with significant control of Excel Finance Solutions: Mrs Lorraine Addison (25–50% of shares) and Mr Michael Allan Addison (25–50% of shares).
Who runs Excel Finance Solutions?
Companies House lists 3 directors of Excel Finance Solutions: Michael Allan Addison, Lorraine Gayle Addison and Chloe Louise Addison.
How long has Excel Finance Solutions been in business?
The company was formed on 23 January 2008, and has held its current FCA authorisation since April 2016.
What do Excel Finance Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £240k (−21% from £303k) and cash at bank of £244k (−16% from £292k).
Does Excel Finance Solutions use any other names?
It has previously used the name Oakley Asset Finance limited.

Sources and links

The full report on Excel Finance Solutions Ltd

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