Farol Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2001

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

farol.co.uk (opens in a new tab)
Phone number

01844 278843
Address

Rycote Lane Farm, Rycote Lane, Milton Common, Thame, Oxfordshire, OX9 2NZ, United Kingdom

In the full report: 3 background checks

When farol.co.uk first appeared online, and whether it can receive email
What kind of line 01844 278843 is
Who else gives the postcode OX9 2NZ

FCA permissions and consumer protection

Lend or arrange credit · Hire out goods to consumers No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Credit Broking
Debt Adjusting
Debt-counselling
Entering into Regulated Consumer Hire Agreements as owner
Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04157398 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 February 2001 (25 years old)
Registered office: Rycote Lane Farm, Milton Common, Thame, Oxon, OX9 2NZ
Nature of business: Wholesale of agricultural machinery, equipment and supplies (SIC 46610)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Edward Vellacott	Director	Apr 1972	9 Feb 2001	4 other companies
Benjamin Thomas Vellacott	Director	Apr 1976	9 Feb 2001	4 other companies
James Ronald Charles Moore	Director	May 1979	1 Apr 2014	2 other companies
Matthew Jack Balch	Director	Jun 1981	28 Apr 2015	None
Guy Roger Strutte Champion	Director	Sep 1984	1 Apr 2016	1 other company
Daniel Lee Phipps	Director	Apr 1990	12 May 2025	None
Benjamin Thomas Vellacott	Secretary	Not published	9 Feb 2001	4 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 2
run together: 3

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 6 directors run together
All 19 people who have ever been directors, with their dates

Key dates in its history

Farol’s history from the FCA register and Companies House, newest first.

Key events (8) All events (42)

2016

30 June 2016

Regulated by the FCA from this date

FCA register

16 June 2016

Became authorised by the FCA

FCA register

6 April 2016

Benjamin Thomas Vellacott gained significant control
Benjamin Thomas Vellacott no longer has significant control
Farol Holdings Limited took control (75–100% of shares)
Matthew Edward Vellacott gained significant control
Matthew Edward Vellacott no longer has significant control

Companies House

2001

9 February 2001

Incorporated at Companies House

Companies House

In the full report: all 42 events

All 42 events in its history (8 shown here)
Every director appointment and resignation: 32

Firms like Farol

Other firms of the same type (credit broker), nearest first.

In Thame

Excel Finance Solutions LtdThameAuthorised Morag HagueThameAppointed representative Kubota (U.K.) LimitedThameAuthorised LeaseStuff LtdThameAuthorised Man and Machine LimitedThameAuthorised The Oxfordshire Golf Club LimitedThameAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Farol

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
All 42 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Farol Limited FCA authorised?

Yes, Farol Limited (FRN 736639) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a credit broker. The FCA has placed no limits on its permissions.

What is Farol’s phone number and website?

The FCA register lists the phone number 01844 278843 and the website farol.co.uk for Farol. If you were given different contact details, use these to check with the firm before going any further.

Is Farol a scam or clone?

Farol is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Farol?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Farol handles your money, so check the specific product before you commit. You can also refer complaints about Farol to the Financial Ombudsman Service, free of charge.

Who owns Farol?

Farol is owned by Farol Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Mr Matthew Edward Vellacott and Mr Benjamin Thomas Vellacott.

Who runs Farol?

Companies House lists 6 directors of Farol: Matthew Edward Vellacott, Benjamin Thomas Vellacott, James Ronald Charles Moore, Matthew Jack Balch, Guy Roger Strutte Champion and Daniel Lee Phipps.

How long has Farol been in business?

The company was formed on 9 February 2001, and has held its current FCA authorisation since June 2016.