Christopher May

Reference number: 822803

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Appointed representative

Christopher May does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Christopher May (FRN 822803) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Christopher May's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Christopher May, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When solebayfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07562 708273 is
  • Who else gives the postcode IP19 8AY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Sole Bay Financial Planning Trading name: A name it trades under now.
  • Coldfair Wealth Management Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Christopher May’s history from the FCA register and Companies House, newest first.

2018

10 October 2018

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Christopher May

Other firms of the same type (financial adviser), nearest first.

In the Ipswich (IP) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Christopher May

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Christopher May FCA authorised?
Christopher May (FRN 822803) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Christopher May?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Christopher May (FRN 822803) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Christopher May's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Christopher May, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Christopher May’s phone number and website?
The FCA register lists the phone number 07562 708273 and the website solebayfp.co.uk for Christopher May. If you were given different contact details, use these to check with the firm before going any further.
Is Christopher May a scam or clone?
Christopher May is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Christopher May?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Christopher May's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Christopher May use any other names?
It trades as Sole Bay Financial Planning. It has previously used the name Coldfair Wealth Management.

Sources and links

The full report on Christopher May

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