Christopher Wharton Goldsmith Limited

Reference number: 1047382

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Social Money Limited Reference number: 675283 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CHRISTOPHER WHARTON GOLDSMITH LIMITED (FRN 1047382) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not CHRISTOPHER WHARTON GOLDSMITH.
  • Example: if CHRISTOPHER WHARTON GOLDSMITH refers you to a financial adviser, the advice should come from the principal firm, not from CHRISTOPHER WHARTON GOLDSMITH itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When whartongoldsmith.com first appeared online, and whether it can receive email
  • What kind of line 01727 859489 is
  • Who else gives the postcode AL3 4ER
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04090018
Company status
Active
Company type
Private limited company
Incorporated
13 October 2000 (26 years old)
Registered office
1-2 George Street, St. Albans, Hertfordshire, AL3 4ER
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)

Directors and company secretaries

Name Role Born Appointed Other companies
Sam Corrie Wharton Director Aug 1973 25 Jul 2001 1 other company
Catherine Anne Wharton Director Dec 1947 31 Aug 2015 2 other companies
Christopher John Wharton Director Nov 1947 31 Aug 2015 2 other companies
Christopher John Wharton Secretary Not published 13 Oct 2000 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£430k

−14% from £501k

Cash at bank

£2,500

Up £2,500 from £0

Employees (average)

13

−7.1% from 14

Owed within a year

£596k

+3.4% from £576k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04090018. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Christopher Wharton Goldsmith’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

2 December 2025

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Wharton Family Holdings Limited took control (75–100% of shares)

Companies House

2000

13 October 2000

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Christopher Wharton Goldsmith

Other firms of the same type (retailer), nearest first.

In St. Albans

Luxottica Retail UK LtdSt. AlbansAppointed representativeSt Albans Interiors LimitedSt. AlbansAppointed representativeP.j. Camping LimitedSt. AlbansAuthorised123Floor LimitedSt. AlbansAuthorisedRead Bespoke Interiors LimitedSt. AlbansAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Christopher Wharton Goldsmith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Christopher Wharton Goldsmith Limited FCA authorised?
Christopher Wharton Goldsmith Limited (FRN 1047382) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Christopher Wharton Goldsmith?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Christopher Wharton Goldsmith Limited (FRN 1047382) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Christopher Wharton Goldsmith. Example: if Christopher Wharton Goldsmith refers you to a financial adviser, the advice should come from the principal firm, not from Christopher Wharton Goldsmith itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Christopher Wharton Goldsmith’s phone number and website?
The FCA register lists the phone number 01727 859489 and the website whartongoldsmith.com for Christopher Wharton Goldsmith. If you were given different contact details, use these to check with the firm before going any further.
Is Christopher Wharton Goldsmith a scam or clone?
Christopher Wharton Goldsmith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Christopher Wharton Goldsmith?
Protection works through Social Money Limited, the principal firm responsible for Christopher Wharton Goldsmith's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Christopher Wharton Goldsmith?
Christopher Wharton Goldsmith is owned by Wharton Family Holdings Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Christopher Wharton Goldsmith?
Companies House lists 3 directors of Christopher Wharton Goldsmith: Sam Corrie Wharton, Catherine Anne Wharton and Christopher John Wharton.
How long has Christopher Wharton Goldsmith been in business?
The company was formed on 13 October 2000.
What do Christopher Wharton Goldsmith’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £430k (−14% from £501k) and cash at bank of £2,500 (up £2,500 from £0).

Sources and links

The full report on Christopher Wharton Goldsmith Limited

£19.99 · Instant PDF download

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