Ciphr Benefits Limited
Reference number: 544273
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 15 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Its whole board of directors changed in November 2024
Responsible principal firm
Paycare Reference number: 202292 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- CIPHR BENEFITS LIMITED (FRN 544273) introduces customers to Paycare (FRN 202292). Any regulated advice or arranging is done by the principal, not CIPHR BENEFITS.
- Example: if CIPHR BENEFITS refers you to a financial adviser, the advice should come from the principal firm, not from CIPHR BENEFITS itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Seale Lane, Puttenham, Surrey, GU10 1HL, United Kingdom
In the full report: 3 background checks
- When avantusemployeebenefits.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 652 4745 is
- Who else gives the postcode GU10 1HL
Other names (4)
If you were contacted under any of these names, it is this firm.
- Avantus Employee Benefits Ltd Former name: A name it was registered under before.
- CIPHR BENEFITS LIMITE Former name: A name it was registered under before.
- FAIR CARE EMPLOYEE BENEFITS LIMITED Former name: A name it was registered under before.
- Fair Care Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Paycare, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04882384 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 August 2003 (23 years old)
- Registered office
- 33 Blagrave Street, Reading, Berkshire, RG1 1PW, England
- Nature of business
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- Business and domestic software development (SIC 62012)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sion David Lewis | Director | Feb 1970 | 15 Nov 2024 | 22 other companies |
| Richard Innes Hodgson | Director | Sep 1971 | 31 May 2026 | 31 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 3
- run together
- 22
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 22 companies these 2 directors run together
- All 8 people who have ever been directors, with their dates
Key dates in its history
Ciphr Benefits’s history from the FCA register and Companies House, newest first.
2026
22 October 2026
- Changed its registered name from "CIPHR BENEFITS LIMITE"
FCA register
30 September 2026
- Changed its registered name from "Avantus Employee Benefits Ltd"
FCA register
2024
15 November 2024
- Board replaced: all 4 directors left and 2 new directors took over
Companies House
2021
17 November 2021
- Changed its registered name from "FAIR CARE EMPLOYEE BENEFITS LIMITED"
FCA register
2016
6 April 2016
- Avantus Business Solutions Ltd took control (75–100% of shares)
Companies House
2011
25 March 2011
- Became an introducer appointed representative
FCA register
2003
29 August 2003
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (7 shown here)
- Every director appointment and resignation: 14
Firms like Ciphr Benefits
Other firms of the same type (insurance broker), nearest first.
In the Guildford (GU) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ciphr Benefits
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details
- All 23 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk