Circle Funerals Ltd

Reference number: 993603

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CIRCLE FUNERALS LTD (FRN 993603) is an AR of Golden Charter Limited (FRN 965279). When you use CIRCLE FUNERALS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CIRCLE FUNERALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 928 6080

  • Address

    23 Ashley Road, Altrincham, Trafford, WA14 2DP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 928 6080 is
  • Who else gives the postcode WA14 2DP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Fullcircle Funeral Partners Trading name: A name it trades under now.
  • FIXTER FUNERAL SERVICES LIMITED Former name: A name it was registered under before.
  • FULL CIRCLE FUNERALS PARTNERS ALTRINCHAM LTD Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 March 2021 (5 years old)
Registered office
23 Ashley Road, Altrincham, WA14 2DP, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
John Jeremy Fixter Director Apr 1978 24 Mar 2021 2 other companies
Sara Pamela Fixter Director Oct 1977 17 Feb 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£13.1k

Up £21.3k from −£34.3k

Employees (average)

2

Same as 2

Owed within a year

£19.1k

+26% from £15.1k

Net assets are negative: on its last balance sheet the company owed £13.1k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13290224. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Circle Funerals’s history from the FCA register and Companies House, newest first.

2025

1 October 2025

  • Changed its registered name from "FULL CIRCLE FUNERALS PARTNERS ALTRINCHAM LTD"

FCA register

2024

27 June 2024

  • Changed its registered name from "FIXTER FUNERAL SERVICES LIMITED"

FCA register

2023

21 March 2023

  • Became an appointed representative

FCA register

2021

24 March 2021

  • Incorporated at Companies House
  • John Jeremy Fixter became a part-owner (25–50% of shares)
  • Sara Pamela Fixter became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Circle Funerals

Other firms of the same type (funeral director), nearest first.

In the Warrington (WA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Circle Funerals

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Circle Funerals Ltd FCA authorised?
Circle Funerals Ltd (FRN 993603) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Circle Funerals?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Circle Funerals Ltd (FRN 993603) is an AR of Golden Charter Limited (FRN 965279). When you use Circle Funerals's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Circle Funerals, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Circle Funerals’ phone number?
The FCA register lists the phone number 0161 928 6080 for Circle Funerals. If you were given different contact details, use these to check with the firm before going any further.
Is Circle Funerals a scam or clone?
Circle Funerals is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Circle Funerals?
Protection works through Golden Charter Limited, the principal firm responsible for Circle Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Circle Funerals?
Companies House lists 2 people with significant control of Circle Funerals: Mr John Jeremy Fixter (25–50% of shares) and Mrs Sara Pamela Fixter (25–50% of shares).
Who runs Circle Funerals?
Companies House lists 2 directors of Circle Funerals: John Jeremy Fixter and Sara Pamela Fixter.
How long has Circle Funerals been in business?
The company was formed on 24 March 2021.
What do Circle Funerals’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£13.1k (up £21.3k from −£34.3k).
Does Circle Funerals use any other names?
It trades as Fullcircle Funeral Partners. It has previously used 2 other names: FIXTER FUNERAL SERVICES LIMITED and FULL CIRCLE FUNERALS PARTNERS ALTRINCHAM LTD.

Sources and links

The full report on Circle Funerals Ltd

£19.99 · Instant PDF download

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