Claratus Commercial Finance Limited
Reference number: 675461
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
79 Tonbridge Road, Hildenborough, Tonbridge, TN11 9BH, United Kingdom
In the full report: 3 background checks
- When claratus.com first appeared online, and whether it can receive email
- What kind of line 07595 530377 is
- Who else gives the postcode TN11 9BH
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09295127 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 November 2014 (11 years old)
- Registered office
- Hilden Park House 79 Tonbridge Road, Hildenborough, Tonbridge, TN11 9BH, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon James Clarke | Director | Nov 1981 | 4 Nov 2014 | 2 other companies |
| Nicholas Christopher Ray | Director | Feb 1980 | 4 Nov 2014 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- run together
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£83.6k
+78% from £46.9k
Cash at bank
£145k
+82% from £79.9k
Employees (average)
8
−11% from 9
Owed within a year
£87.1k
−22% from £111k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09295127. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Claratus Commercial Finance’s history from the FCA register and Companies House, newest first.
2021
12 November 2021
- Claratus Employee Ownership Trustee Ltd became the majority owner (50–75% of shares)
- Nicholas Christopher Ray stopped being a part-owner
- Simon James Clarke stopped being a part-owner
Companies House
2020
30 September 2020
- Be Offices Limited stopped being a part-owner
Companies House
2016
6 April 2016
- Be Offices Limited became a part-owner (25–50% of shares)
- Nicholas Christopher Ray became a part-owner (25–50% of shares)
- Simon James Clarke became a part-owner (25–50% of shares)
Companies House
2015
28 October 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2014
4 November 2014
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (10 shown here)
- Every director appointment and resignation: 8
Firms connected to Claratus Commercial Finance
Other FCA-listed firms that share a director, phone number or address with Claratus Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Claratus Commercial Finance
Other firms of the same type (lender), nearest first.
In Tonbridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Claratus Commercial Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Claratus Commercial Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk