CM Tools Ltd

Reference number: 1037135

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07897 050082

  • Address

    62 Nortons Way, Five Oak Green, Tonbridge, Kent, TN12 6TE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07897 050082 is
  • Who else gives the postcode TN12 6TE
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16389200
Company status
Active
Company type
Private limited company
Incorporated
15 April 2025 (1 year old)
Registered office
Sportsman Farm, St. Michaels, Tenterden, TN30 6SY, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Clifford Alan Mercer Director Jan 1973 15 Apr 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Key dates in its history

CM Tools’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

25 November 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

15 April 2025

  • Incorporated at Companies House
  • Clifford Alan Mercer took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms like CM Tools

Other firms of the same type (lender), nearest first.

In Tonbridge

Claratus Commercial Finance LimitedTonbridgeAuthorisedCompass Business Finance LimitedTonbridgeAuthorisedNew Deal Finance UK LtdTonbridgeAuthorisedAdaro Optics LimitedTonbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CM Tools

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is CM Tools Ltd FCA authorised?
Yes, CM Tools Ltd (FRN 1037135) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2025 and works as a lender. The FCA has placed no limits on its permissions.
What is CM Tools’ phone number?
The FCA register lists the phone number 07897 050082 for CM Tools. If you were given different contact details, use these to check with the firm before going any further.
Is CM Tools a scam or clone?
CM Tools is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CM Tools?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how CM Tools handles your money, so check the specific product before you commit. You can also refer complaints about CM Tools to the Financial Ombudsman Service, free of charge.
Who owns CM Tools?
Companies House lists one person with significant control of CM Tools: Mr Clifford Alan Mercer (75–100% of shares).
Who runs CM Tools?
Companies House lists one director of CM Tools: Clifford Alan Mercer.
How long has CM Tools been in business?
The company was formed on 15 April 2025, and has held its current FCA authorisation since November 2025.

Sources and links

The full report on CM Tools Ltd

£19.99 · Instant PDF download

Loading secure checkout…