Clarity Insurance Services Limited
Reference number: 919083
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Healthcare Clarity, Streate Place, St. Peters Road, Bournemouth, BH1 2LT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When clarityhealthinsurance.co.uk first appeared online, and whether it can receive email
- What kind of line 01242 350071 is
- Who else gives the postcode BH1 2LT
Other names (10)
If you were contacted under any of these names, it is this firm.
- Clarity Health Insurance Trading name: A name it trades under now.
- Clarity Life Insurance Trading name: A name it trades under now.
- Clarity Protection Trading name: A name it trades under now.
- Healthcare Clarity Trading name: A name it trades under now.
- Koda Health and Protection Trading name: A name it trades under now.
- My Health First Trading name: A name it trades under now.
- Parker's Healthcare Trading name: A name it trades under now.
- HEALTHCARE CLARITY LIMITED Former name: A name it was registered under before.
- MIP Group Former trading name: A name it used to trade under.
- My Health Pal Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11823571 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 February 2019 (7 years old)
- Registered office
- Lower Ground Floor, Streate Place, St. Peters Road, Bournemouth, BH1 2LT, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kyle Edward Godden | Director | Aug 1986 | 13 Feb 2019 | 1 other company |
| Niall James Scott | Director | Apr 1985 | 27 Feb 2019 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
- run together
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£187k
+3.6% from £180k
Cash at bank
£76.5k
+18% from £64.9k
Employees (average)
35
+40% from 25
Owed within a year
£384k
+58% from £242k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11823571. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Clarity Insurance Services’s history from the FCA register and Companies House, newest first.
2025
3 April 2025
- Clarity Services Holdings Ltd took control (75–100% of shares)
- Kyle Edward Godden stopped being a part-owner
- Niall James Scott stopped being a part-owner
Companies House
2024
31 January 2024
- Changed its registered name from "HEALTHCARE CLARITY LIMITED"
FCA register
2020
1 May 2020
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2019
27 February 2019
- Niall James Scott became a part-owner (25–50% of shares)
Companies House
13 February 2019
- Incorporated at Companies House
- Kyle Edward Godden became a part-owner (25–50% of shares)
Companies House
In the full report: all 25 events
- All 25 events in its history (9 shown here)
- Every director appointment and resignation: 4
Firms like Clarity Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Bournemouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clarity Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 25 events in its history
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Frequently asked questions about this firm
Is Clarity Insurance Services Limited FCA authorised?
What is Clarity Insurance Services’ phone number and website?
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Who owns Clarity Insurance Services?
Who runs Clarity Insurance Services?
How long has Clarity Insurance Services been in business?
What do Clarity Insurance Services’ latest accounts show?
Does Clarity Insurance Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk