Classic Line Insurance Services Limited

Reference number: 305790

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When classiclineinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01455 639000 is
  • Who else gives the postcode LE10 1DD
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Classicline Trading name: A name it trades under now.
  • Ian Fray & Co Trading name: A name it trades under now.
  • IFH Insurance Solutions Trading name: A name it trades under now.
  • JR Carrigan & Son Trading name: A name it trades under now.
  • Classic Line Insurance Services Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 December 1992 (33 years old)
Registered office
138-140 Castle Street, Hinckley, Leicester, LE10 1DD
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Fray Director Jan 1960 2 Dec 1992 3 other companies
Fiona Jane Holland Director Jul 1962 1 Jan 2009 None
Ian Fray Secretary Not published 22 Nov 2012 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£384k

−11% from £431k

Cash at bank

£1.72m

−4.5% from £1.80m

Employees (average)

25

+8.7% from 23

Owed within a year

£2.03m

−1.8% from £2.07m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02769939. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Classic Line Insurance Services’s history from the FCA register and Companies House, newest first.

2026

17 March 2026

  • Changed its registered name from "Classic Line Insurance Services Ltd"

FCA register

2025

13 November 2025

  • Fiona Jane Holland stopped being a part-owner

Companies House

2016

6 April 2016

  • Fiona Jane Holland became a part-owner (25–50% of shares)
  • Ian Fray gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1992

2 December 1992

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Classic Line Insurance Services

Other FCA-listed firms that share a director, phone number or address with Classic Line Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Classic Line Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Hinckley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Classic Line Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Classic Line Insurance Services Limited FCA authorised?
Yes, Classic Line Insurance Services Limited (FRN 305790) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Classic Line Insurance Services’ phone number and website?
The FCA register lists the phone number 01455 639000 and the website classiclineinsurance.co.uk for Classic Line Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Classic Line Insurance Services a scam or clone?
Classic Line Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Classic Line Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Classic Line Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Classic Line Insurance Services?
Companies House lists one person with significant control of Classic Line Insurance Services: Mr Ian Fray (significant influence or control). Before that, it was controlled by Mrs Fiona Jane Holland.
Who runs Classic Line Insurance Services?
Companies House lists 2 directors of Classic Line Insurance Services: Ian Fray and Fiona Jane Holland.
How long has Classic Line Insurance Services been in business?
The company was formed on 2 December 1992, and has held its current FCA authorisation since January 2005.
What do Classic Line Insurance Services’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £384k (−11% from £431k) and cash at bank of £1.72m (−4.5% from £1.80m).
Does Classic Line Insurance Services use any other names?
It trades as Classicline, Ian Fray & Co, IFH Insurance Solutions and JR Carrigan & Son. It has previously used the name Classic Line Insurance Services Ltd.

Sources and links

The full report on Classic Line Insurance Services Limited

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