James Ross I.s. Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2007
Accounts filed up to 31 January 2026
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

jamesrossinsurance.co.uk (opens in a new tab)
Phone number

01455 412215
Address

63 Castle Street, Hinckley, Leicestershire, LE10 1DA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When jamesrossinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01455 412215 is
Who else gives the postcode LE10 1DA

Other names (1)

If you were contacted under any of these names, it is this firm.

James Ross Risk Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06060646 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 January 2007 (19 years old)
Registered office: 63 Castle Street, Hinckley, LE10 1DA, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
James Edward Michael Ross	Director	Sep 1965	24 Jan 2007	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£20.8k

Up £21.5k from −£708

Employees (average)

4

+300% from 1

Owed within a year

£10.4k

Up £10.0k from £408

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06060646. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

James Ross I.s.’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

26 June 2025

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

1 July 2016

James Edward Michael Ross took control (75–100% of shares)

Companies House

2007

22 January 2007

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to James Ross I.s.

Other FCA-listed firms that share a director, phone number or address with James Ross I.s.. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like James Ross I.s.

Other firms of the same type (insurance broker), nearest first.

In Hinckley

Classic Line Insurance Services LimitedHinckleyAuthorised Julie Price & Co LimitedHinckleyAuthorised Scout Financial Services LimitedHinckleyAppointed representative Waters Risk Services LtdHinckleyAppointed representative HR4UK.com LimitedHinckleyAppointed representative Ward Surveyors LimitedHinckleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Ross I.s.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is James Ross I.s. Limited FCA authorised?

Yes, James Ross I.s. Limited (FRN 1018080) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2025 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is James Ross I.s.’s phone number and website?

The FCA register lists the phone number 01455 412215 and the website jamesrossinsurance.co.uk for James Ross I.s.. If you were given different contact details, use these to check with the firm before going any further.

Is James Ross I.s. a scam or clone?

James Ross I.s. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with James Ross I.s.?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about James Ross I.s. to the Financial Ombudsman Service, free of charge.

Who owns James Ross I.s.?

Companies House lists one person with significant control of James Ross I.s.: Mr James Edward Michael Ross (75–100% of shares).

Who runs James Ross I.s.?

Companies House lists one director of James Ross I.s.: James Edward Michael Ross.

How long has James Ross I.s. been in business?

The company was formed on 22 January 2007, and has held its current FCA authorisation since June 2025.

What do James Ross I.s.’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £20.8k (up £21.5k from −£708).

Does James Ross I.s. use any other names?

It trades as James Ross Risk Solutions.